Parable of the Talents
The parable of the Talents (Mt 25:14-28) is about a servant who acts honorably by burying money given in trust, courageously denouncing an exploitive master, and as a result is consigned to extinction for his audacity.
This explanation ignores the context of what Jesus said elsewhere.
Let's start with the parallel in Luke 19:11-27. There are some differences, which should be considered in a prudent exegesis, but the "exploitive master,audacious servant" thing is quite the same. So we should expect your explanation to be true of that parable, either (with maybe minor differences we need not discuss here).
Now one of the differences to Matthew is the frame: It is not about a merchant going abroad for some unexplained reason, Luke's parable is about a candidate going into a far city (which in that time could only be Rome) to acquire the kingdom he is about to leave. In the end of the parable, he returns as king, punishing not only the "audacious" servant, but also the enemies that tried to prevent him becoming a king (Lk 19:14). And this can be related to what Jesus says elsewhere.
The title Jesus applies most often to Himself is "Son of Man". this is from Dan 7:13-14: The a son of man comes with the clouds of heaven from the earth to the throne of the ancient of days, and is enthroned as ruler of the whole earth. We therefore have the clue to the frame of the parable in Lk 19: Jesus is about to leave in order to get authority over all the earth, and will return a Son of Man to judge everybody.
A side note: Jewish apocalyptic expectations were not uniform, some waited not for a "Messaiah", but for Elijah (who went to heaven, as told in the OT books of kings) to return as Son of Man. This was not as strong related to "military" expectations, and together with other connotations of "son of man" was therefore more useful than "Messaiah" as a (Self-)description of Jesus and his mission on earth, though Jesus didn't see Himself as Elijah.
Jesus coming back and judging everybody is also a theme in His teaching when the term "Son of Man" does not appear.
So we know the key to Lk 19, and it is also the key to Mt 25: Jesus is going (leaving, by being crucified, and going to heaven), and will return as ruler and judge of the world, expecting his followers to have gained "profit" for him. Your explanation is eisegesis, which does not fit into what Jesus tells elsewhere.
Look also into post #63, which arrives at similar conclusions on a quite different path.
PS: Another side-remark, maybe disturbing to all who anachronistically use modern standards how a parable should look like: The frame in Lk 19 fits
very closely the story of Archelaos, when he sailed to Rome to become king (he was only appointed as Tetrarch), followed by a ship of Jews who tried to persuade Rome not to give him the kingdom ...