Shelb5 said:
Exactly. By the grace of Christ- not of your own choice to have faith, that would be a work. His merits are given to you in baptism and that includes faith- it is a gift. In a dead state of being you can not have faith, its a gift, how are you going to have faith if you are not redeemed first and given grace? How are you going to be saved if you are not redeemed?
I may have missunderstood your explaination here,, but your reasoning seems to contradict scripture.
Being given God's grace while NOT being "redeemed" is grace. Which is given through FAITH.
Eph 2:5 KJV
(5) Even when we were dead in sins, hath quickened us together with Christ, (by grace ye are saved

.....EVEN when we were dead in our sins (dead state of being), God raised us up and quickened us together with Christ: this process Paul then says is "by GRACE ye are saved". That is grace, giving us something we do not deserve. Mercy on the other had is not giving us what we deserve.
Eph 2:6 KJV
(6) And hath raised us up together, and made us sit together in heavenly places in Christ Jesus:
...AND even being dead in SIN were we raised up and seated with Christ in heavenly places.
Eph 2:8-9 KJV
(8) For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
(9) Not of works, lest any man should boast.
...Everything Paul just described is GRACE (being saved while we are dead in sin) which we receive through FAITH.
This is a two step process. GRACE + FAITH... It's not REDEMPTION by water baptism, GRACE and then FAITH....
How am I going to be saved if I am not redeemed?
Redemption means to buy back... To make acceptable... I was made acceptable by the blood of Jesus Christ. - every person walking this earth was bought back by the Blood of Calvary. All we need to do now is approach the throne of grace... through faith.
Lets get a little exegetic....
Rom 3:24 Being justified freely by his grace through the redemption that is in Christ Jesus:
Eph 1:7 In whom we have redemption through his blood, the forgiveness of sins, according to the riches of his grace;
...
Eph 2:8 For by grace are ye saved through faith;
We are given the free gift of the grace of God through... ready... by faith... That faith is "the redemption which is in Christ Jesus".