Western Kentucky, how do you respond to the following passages, that unequivocally state that a person is not saved by any observation of a law or commandment (e.g., "be baptized")??
(Gal 2:16 NASB) nevertheless knowing that a man is not justified by the works of the Law but through faith in Christ Jesus, even we have believed in Christ Jesus, that we may be justified by faith in Christ, and not by the works of the Law; since by the works of the Law shall no flesh be justified.
(Gal 3:2-5 NIV) I would like to learn just one thing from you: Did you receive the Spirit by observing the law, or by believing what you heard? {3} Are you so foolish? After beginning with the Spirit, are you now trying to attain your goal by human effort? {4} Have you suffered so much for nothing--if it really was for nothing? {5} Does God give you his Spirit and work miracles among you because you observe the law, or because you believe what you heard?
(Gal 3:10-12 NIV) All who rely on observing the law are under a curse, for it is written: "Cursed is everyone who does not continue to do everything written in the Book of the Law." {11} Clearly no one is justified before God by the law, because, "The righteous will live by faith." {12} The law is not based on faith; on the contrary, "The man who does these things will live by them."
(Rom 3:20 NASB) because by the works of the Law no flesh will be justified in His sight; for through the Law comes the knowledge of sin.
(Rom 3:27 NASB) Where then is boasting? It is excluded. By what kind of law? Of works? No, but by a law of faith.
(Rom 3:28 NASB) For we maintain that a man is justified by faith apart from works of the Law.
(Rom 4:2 NASB) For if Abraham was justified by works, he has something to boast about; but not before God.
(Rom 4:4 NASB) Now to the one who works, his wage is not reckoned as a favor, but as what is due.
(Rom 4:6 NASB) just as David also speaks of the blessing upon the man to whom God reckons righteousness apart from works:
(Rom 9:31-32 NASB) but Israel, pursuing a law of righteousness, did not arrive at that law. {32} Why? Because they did not pursue it by faith, but as though it were by works. They stumbled over the stumbling stone,
(Rom 11:6 NASB) But if it is by grace, it is no longer on the basis of works, otherwise grace is no longer grace.
Secondly, the doctrine of justification is one which says that a person is justified (considered righteous) by God's declaring them to be so, abd then, as a result of that imputation, of God considering such a person fully saved in God's eyes, the person then desires to be obedient to the commandments, for instance, the command to be baptized, but such things are a response to God after one is saved, a person is not saved by engaging in this or that activity.....
A person is "born-again" or rather "born from above", and this is the result of the Holy Spirit's activity in the heart of a person, and this is a sovereign work of God, (John 3:8 NASB) "The wind blows where it wishes and you hear the sound of it, but do not know where it comes from and where it is going; so is everyone who is born of the Spirit."
So one can never put God into a situation which says to Him, "God, I did this or that, I got baptized, I said a sinner's prayer, I gave 10% of my income to the church, etc etc, and so now, you must grant me salvation based on my obedience." God must not do anything, unless He so chooses. Baptism is simply one one more of thos "things" that one does after becoming a Christian, it in no way whatsoever makes a person a "true Christian".
I believe that Charles Spurgeon dealt with the erroneous doctrine you are professing many years ago in the following, which is an excerpt from a sermon based on
(Mark 16:15-16 NASB) And He said to them, "Go into all the world and preach the gospel to all creation. {16} "He who has believed and has been baptized shall be saved; but he who has disbelieved shall be condemned.
Spurgeon said:
"I find that the great error which we have to contend with throughout England (and it is growing more and more), is one in direct opposition to my text, well known to you as the doctrine of baptismal regeneration. We will confront this dogma with the assertion, that BAPTISM WITHOUT FAITH SAVES NO ONE. The text says, "He that believeth and is baptized shall be saved;" but whether a man be baptized or no, it asserts that "he that believeth not shall be d a m n e d:" so that baptism does not save the unbeliever , nay, it does not in any degree exempt him from the common doom of all the ungodly. He may have baptism, or he may not have baptism, but if he believeth not, he shall be in any case most surely d a m n e d. Let him be baptized by immersion or sprinkling, in his infancy, or in his adult age, if he be not led to put his trust in Jesus Christif he remaineth an unbeliever, then this terrible doom is pronounced upon him"He that believeth not shall be d a m n e d."
on saying that faith without works is dead, almost thinking that Paul and James say different things in regard to what saving faith looks like.... at any rate, for more on this, (the relationship of faith to works, and that saving faith is never mere intellectual assent) see my post at 
