The Word of God and BAD and Vine completely disagree with you. The Biblical Doctrine of CURED disagrees with you. Logic disagrees with you.
ouk ex ergwn twn en dikaiosunh a epoihsamen hmeiV alla kata to autou
autou eleoV -Noun, genitive, neuter, singular - of God’s mercy
eswsen - Verb, Indicative, aorist, active, third person, singular - He saved
hmaV - Pronoun, accusative, first person, singular - us
dia - Preposition, genitive - through
loutrou - Noun, genitive, neuter, singular - washing
paliggenesiaV - Noun, genitive, feminine, singular - of regeneration
BAG and W. E. Vines define “regeneration” as the new birth. “of the rebirth of a redeemed person”
kai - Conjunction, coordinating - and
anakainwsewV - Noun, genitive, feminine, singular - of renewal
pneumatoV - Noun, genitive, neuter, singular - of Spirit
agiou - Adjective, genitive, neuter, singular - of Holy
I have translated each word as if it were standing on its own so that the person reading who does not know Greek may know that it can be. The point of this is to help the none Greek reader to understand that there is agreement in the relationship of the words with each other.
Translation:
According to God’s mercy, He saved us through the washing of regeneration and the washing of renewal of the Holy Spirit.
The term “regeneration” means “rebirth” as stated above by BAG and Vine.
This one verse completely and totally dismantles the Calvinist teaching on Regeneration as a prerequisite prior to the new birth. Regeneration is the new birth, it is being born from above, it is saved.