This, right here, shows your misunderstanding.
You realize, of course, that Calvin did not have a five point system. That was added later by followers in Holland. The five points you allude to are all logically connected. Take one out and the entire argument is moot. Therefore, there is no such thing as a 4 point Calvinist.
The issue is really about what the Bible teaches, not one reformer. What does God's word teach? We have provided passage after passage that you ignore. If you choose ignorance, then so be it.