Romes tries to have salvation-by-grace without faith alone. But it don't work !
Minus a gifted faith, then it ain't grace. It's something we merit.
Now, it's critical for understanding this that we're clear on one point:
We do not say that we're 'saved by faith'. The Reformation formula ...the Biblical formula... is that we're saved through faith.
"by grace you have been saved, through faith" (Ephesians 2:8 NASB, NIV, NKJ, ESV)
The Greek here is dia. "A primary preposition denoting the channel of an act" (Strong's).
Therefore, faith -even Saving Faith- does not save us. Christ saves us.
The Reformation doctrine being that Saving Faith is the instrumentality of salvation ...NOT what saves us.
Now, Ephesians 2:8 has BOTH the grace and the faith as "the gift of God" (NIV).
Whereas Romanists (like their semi-Pelagian brothers, the Arminians) claim only grace is. Faith in their soteric scheme is a work for which we derive merit.
Which brings us around to the Arminian view of faith as a decision...
If Saving Faith actually is a decision, then it incurs human merit. We deserve to be saved because of our good decision !
Where -if both faith and grace are gifts- then Saving Faith isn't a decision we make, and incurs us no merit.
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