Aren't you at all concerned about "adding" to scripture ?Again, this is talking about “Initial Salvation.”
Not once in scripture is salvation characterized the way that you do. No "initial" salvation, no "intermediate" salvation, no "final" salvation.
It's just salvation, the gift of God, wherein God ...
... rebirths you
... makes you into a new creation
... writes His laws upon your heart
... places His Holy Spirit within you
... places the seal of Holy Spirit upon you
... adopts you into His family
... promises to complete the work He has begun in you
What exactly is it that you propose undoes all of this effort by God ?