Yes, that's it.
I need to read more about it to say if I actually "have" it .... I suspect that I've just gotten some tendencies to think that way because of the prayers I've been reading my the Fathers want to prevent it being a problem. But I might have?
I'd be curious to hear your understanding of the differences between Catholicism and Orthodoxy on this topic. For that matter, I'd be interested in anything further you wish to add regarding the differences between Protestantism and Orthodoxy on the matter - it's been a long time since I've been in any sense Protestant (that is to say, I was like....7 years old, and my religious upbringing to that point wasn't particularly rigorous...), so I'm not overly acquainted with the mindset or the theology.
I'm glad you said "my understanding" because that's all I'm qualified to tell you. I wouldn't presume to lay out either the Orthodox or the Catholic position, pretending I knew it all.
And as far as Protestant thinking, well, that is actually so varied that there IS no real "Protestant mindset" on this. It's just that some flavors of my Protestant past have influenced me to think a certain way.
The difference as I understand it between Catholic and Orthodox views of forgiveness are ...
It is my understanding that Catholics make a sharp distinction between categories of sin, especially "mortal and venial". It seems there are prescribed consequences, for example - a "mortal sin" unconfessed will leave a soul in danger of damnation?
In Orthodoxy, there is the understanding of serious sins. For example, if one were to commit adultery, for example, one should not approach the chalice without first going to Confession and receiving Absolution. Telling your wife that her new hat looks good on her when you really think it looks like a flying sausage might be a "lie" but of course that won't keep you from the chalice. Those are extreme examples. There is a lot of gray area, in fact, I think. I hear often from laypeople that if one fails to keep the fast on Wed or Friday, one should not receive the Eucharist that week.
But we don't have the idea that a particular sin will automatically mete out condemnation as punishment. We DO understand that sin of any kind can harden a person and turn them from God. Who knows, one person MAY be able to commit a fairly grievous sin and at least keep a repentant heart, while another MIGHT be able to be hardened over stealing paperclips from the office repeatedly. That's unlikely, but the priest must talk to people and discern where their hearts are. This is what is important, not necessarily the exact "level" of the sin. (I'm giving extreme and unlikely examples, so it may never actually be this way, but my point is that I don't see a column of "these sins send you you hell" and another column of "these sins don't".)
For that matter, I see indications not only of sins being measured, but grace as well, and perhaps pennance? There ARE canons that prescribe certain pennances for certain sins in Orthodoxy, but it is my understanding that priests only refer to those in extreme cases. And I see reference (forgive me, I hope this is not offensive, but I have seen it) of things such as this act (visiting a pilgrim's site, praying x number of prayers, reading x amount of Scripture) to be effective to remove x amount of guilt (getting out of purgatory a specified amount of time). It seems to me that this is loosely analogous to God's grace, and it seems measured out. We don't do that in Orthodoxy.
The other biggest difference I see is the idea that sins have both an eternal and a temporal consequence (necessarily) in Catholicism. Correct me please if I misunderstand, but it seems like this? There is the fact that sin deserves condemnation (hell). This sin can be "paid for" by Christ's atonement, and is accessed by Confession and absolution. But there is also the fact that sin must be somehow atoned for by the individual (a temporal punishment?) and can be accomplished through suffering, almsgiving, or time in purgatory (and perhaps other ways as well). I do not understand this kind of "double jeopardy" for sin, and I am not aware of any Orthodox equivalent. Except for the fact that we all know that if a man cheats on his wife, he can go to Confession and receive absolution and then it is not a sin that God holds against him, but his wife may be unable to trust him after that and it may damage/cost the marriage. Those are simple natural consequences that God does not necessarily rescue us from. But I don't think it is really akin to the Catholic understanding of the requirement for temporal punishment?
I'm still trying to really get my heart to accept what my head knows about Orthodoxy and forgiveness. I'm almost there, but I do see little things that pull me back in small ways. Father said it is difficult for those who are baptized as adults. Babies who are baptized grow up to KNOW that ALL the sin they commit is post-baptism, and requires Confession. Being baptized after a lifetime of "stuff" is just harder to catch up with, according to him? But that's my little issue, not the Church's. I can even feel, understand, and personally experience healing when it comes to forgiveness (and have, in fact). So I know that part is true. I just have a hard time not keeping more "legal" stuff in there than what belongs.