Let's examine all of what the Bible says about these servants and talents.
Matt 25 has the context.
We know that "servant" refers to believers from v.14 - “Again, it will be like a man going on a journey, who called his servants and entrusted his wealth to them."
Since God is compared to a man on a journey, who has servants that serve him, it is impossible to consider these servants to be unbelievers.
Then, we see what the man gave to his servants in v.15 - To one he gave five bags of gold, to another two bags, and to another one bag, each according to his ability. Then he went on his journey.
So, 3 servants, each given a different amount. What did the 1 bag man do and get?
v.18 - But the man who had received one bag went off, dug a hole in the ground and hid his master’s money.
And what did the man do to the 1 bagger servant?
24 “Then the man who had received one bag of gold came. ‘Master,’ he said, ‘I knew that you are a hard man, harvesting where you have not sown and gathering where you have not scattered seed.
25 So I was afraid and went out and hid your gold in the ground. See, here is what belongs to you.’
26 “His master replied, ‘You wicked, lazy servant! So you knew that I harvest where I have not sown and gather where I have not scattered seed?
27 Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest.
28 “ ‘So take the bag of gold from him and give it to the one who has ten bags.
29 For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them.
So, what you posted about this parable was ripped from its proper context.
How do you explain the 1 talent (bag) servant then?
The one-bag servant was given what the master knew he had the ability to handle.
But he did not handle it to his ability. That was his crime--not doing what he knew he should have done.
Much will be required of everyone who has been given much. And even more will be expected of the one who has been entrusted with more.
God's expectations of us are commensurate with what He has given us. Does God expect an impoverished Christian in Nigeria to feed a hundred of his villagers? No.
Does God expect a well-paid American Christian to feed a hundred Nigerians...probably so.
The 1-bag servant was not punished for honest inability. He would not have produced as much as the 5-bag servant, nor was he expected to produce that much. He was punished for not doing what he was fully able to do.
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