The "elect" are those who have received His Holy Spirit and do the will of the Father. This is when one is still alive. After death one is either present with the Lord or not. Judgment is on the last day. All the elect are with Jesus Christ of Nazareth where He has provided propitiation to the elect. There is no difference between the elect and the saved. They are one in the same.
Blessings
And Eph 1:4 says. :
# 1. ACCORDING AS //. KATHOS , is an. Adverb
# 2 HE HATH CHOSEN // EKLEGOMAI. , is. in the Aorist Tense , Middle Tense , in the Indicative Mood , in the Singular
# 3. US. // HOMAS. , is a Personal Possessive Pronun. , in the Accusative Case in. the Plural
# 4. IN // EN. , is a Preposition
# 5 HIM. //. AUTO , is. a PERSONAL POSSESSIVE PRONOUN. , in the Dative Case , in. the Singular
# 6 BEFORE //. PRO , is a Preposition
#. 7 THE FOUNDATION //. KATABOLE , in. the Genitive Case. , in. the Signualar.
# 8 OF THE WORLD //. KOSMOS , in. the Genitive Case. , in. the Singular
# 9. THAT WE // HEMAS. , is a PERSONAL POSSESSIVE. , in. the Plural
#. 10 SHOULD BE. , EINAI. , in the Present Tense
# 11 HOLY // HAGIO , in. the Accusative Case , in. the Plural
#. 12. AND // KAI , is. a CONJUNCATION
# 13 WITH. OUT BLAME //. AMOMOS. , is in the Accusative Case , in. the Plural
# 14 BEFORE // KATENOPIO , is. a Preposition
# 15 Him // AUTOS. is a PERSONAL POSSESSIVE PRONOUN. in. the Genitive Case , in. the Singular
# 16 IN // EN is a PERPOSITION
# 7 LOVE //. AGAPO , is in. the DATIVE CASE , in. the Singular
I see both at one Time CHOSEN. and SAVED !!
dan p