Maybe we can't be completely sin free but I think that we will pay for the sins that we retain. We should try as hard as we can to as close to sin free as possible so payment won't be as severe. I also think that some use the fact that we are flesh as an excuse to sin. I believe that we'll have to pay for every sin we garner after baptism. Here are some things I found in the Bible.
1 JOHN 3:8-10--8-He that commiteth sin is of the devil; for the devil sinneth from the beginning. For this purpose the Son of God was manifested, that he might destroy the works of the devil.
9-Whosoever is born of God doth not commit sin; for his seed remaineth in him: and he cannot sin, because he is born of God
10-In this the children of God are manifest, and the children of the devil: whosoever doeth not rightousness is not of God, neither he that loveth not his brother
2 JOHN 1:6-7--And this is love, that we walk after His commandment. This is the commandment, That, as ye have heard from the beginning, ye should walk in it. (refer to Alpha)
2 PETER 2:20-22--For if they have escaped the pollutions of the world through the knowledge of the Lord and Savior Jesus Christ, they are again entangled therein, and overcome, the latter end is worse for them than the beginning
21-For it had been better for them not to have known the way of rightousness, than, after they have known it, to turn from the holy commandment delivered unto them.
22-But it is happened unto them according to the true proverb, The dog is turned to his own vomit again; and, The sow that was washed to her wallowing in the mire.
1 PETER 1:14-17--As obedient children, not fashioning yourselves according to the former lusts in your ignorance:
15-But as he which hath called you is holy, so be ye holy in all manner of conversation;
16-Because it is written, Be ye holy for I am holy
17-And if ye call on the Father, who without respect of persons judgeth according to every man's work, pass the time of your sojourning hear in fear:
HEBREWS 6:4-8--For it is impossible for those who were once enlightened, and have tasted of the heavenly gift, and were made partakers of the Holy Ghost,
5-And have tasted the good word of God, and the powers of the world to come,
6-If they should fall away, to renew them again unto repentance; seeing they crucify to themselves the Son of God afresh, and put Him to an open shame
7-For the earth which drinketh in the rain that cometh oft upon it, and bringeth forth herbs for them by whom it is dressed, recieveth blessing from God
8-But that which beareth thorns and briers is rejected, and is nigh unot cursing; whose end is to be burned
HEBREWS 10:26--For if we sin willfully after that we have received the knowledge of the truth, there remaineth no more sacrifice for sins
JOHN 5:14--Afterward Jesus findeth him in the temple, and saith unto him, Behold, thou art made whole: sin no more, lest a worse thing come unto thee.
MATTHEW 10:24-25--The disciple is not above his master, nor the servant above his lord
25--It is enough for the disciple that he be as his master, and the servant as his lord. If they have called the master of the house Beelezebub, how much more shall they call them of HIS household?
LUKE 12:47-48--47- And the servant, which knew his lord's will, and prepared not himself, neither did according to his will, shall be beaten with many stripes.
48-But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have commited much, of him they will ask the more.
1 JOHN 3:8-10--8-He that commiteth sin is of the devil; for the devil sinneth from the beginning. For this purpose the Son of God was manifested, that he might destroy the works of the devil.
9-Whosoever is born of God doth not commit sin; for his seed remaineth in him: and he cannot sin, because he is born of God
10-In this the children of God are manifest, and the children of the devil: whosoever doeth not rightousness is not of God, neither he that loveth not his brother
2 JOHN 1:6-7--And this is love, that we walk after His commandment. This is the commandment, That, as ye have heard from the beginning, ye should walk in it. (refer to Alpha)
2 PETER 2:20-22--For if they have escaped the pollutions of the world through the knowledge of the Lord and Savior Jesus Christ, they are again entangled therein, and overcome, the latter end is worse for them than the beginning
21-For it had been better for them not to have known the way of rightousness, than, after they have known it, to turn from the holy commandment delivered unto them.
22-But it is happened unto them according to the true proverb, The dog is turned to his own vomit again; and, The sow that was washed to her wallowing in the mire.
1 PETER 1:14-17--As obedient children, not fashioning yourselves according to the former lusts in your ignorance:
15-But as he which hath called you is holy, so be ye holy in all manner of conversation;
16-Because it is written, Be ye holy for I am holy
17-And if ye call on the Father, who without respect of persons judgeth according to every man's work, pass the time of your sojourning hear in fear:
HEBREWS 6:4-8--For it is impossible for those who were once enlightened, and have tasted of the heavenly gift, and were made partakers of the Holy Ghost,
5-And have tasted the good word of God, and the powers of the world to come,
6-If they should fall away, to renew them again unto repentance; seeing they crucify to themselves the Son of God afresh, and put Him to an open shame
7-For the earth which drinketh in the rain that cometh oft upon it, and bringeth forth herbs for them by whom it is dressed, recieveth blessing from God
8-But that which beareth thorns and briers is rejected, and is nigh unot cursing; whose end is to be burned
HEBREWS 10:26--For if we sin willfully after that we have received the knowledge of the truth, there remaineth no more sacrifice for sins
JOHN 5:14--Afterward Jesus findeth him in the temple, and saith unto him, Behold, thou art made whole: sin no more, lest a worse thing come unto thee.
MATTHEW 10:24-25--The disciple is not above his master, nor the servant above his lord
25--It is enough for the disciple that he be as his master, and the servant as his lord. If they have called the master of the house Beelezebub, how much more shall they call them of HIS household?
LUKE 12:47-48--47- And the servant, which knew his lord's will, and prepared not himself, neither did according to his will, shall be beaten with many stripes.
48-But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have commited much, of him they will ask the more.