These are some points worth discussing. I'm still trying to sort through this myself.
The Calvinists claim that a free will decision to follow Christ is salvation by works. As if receiving the gift of salvation is somehow a work that "earns" salvation. Which seems to align with what you are saying here. Just to be clear, I absolutely deplore Calvinism. Not a huge fan of Arminianism either.
What is the "good" news of the gospel if there is no personal benefit in receiving it. It seems that if you remove the "self-interest", it becomes only news, not "good" news.
As if to say, "Jesus paid the price of your sin debt, just wanted you to know that." --- "Okay, thanks. Should we go to the store?"
It seems that in order to receive the benefit (self-interest) of the gospel message, one needs to do more than just hear about it. We need to act upon it. However, that act is one of receiving, not a work done to earn it. If someone hands us a wrapped gift, we must do the "work" of unwrapping it in order to receive it. But that "work" did not earn the gift, nor does it change the nature of the gift.
It seems that in receiving the gift of salvation, there is something to gain and something we avoid. Namely, the consequence of not receiving the gift. The traditional creed calls it hell, and claims it is everlasting separation from God. Are we in the greater hope doing anything more than repackaging the consequences, or merely redefining them?
I don't see how we can steer around this. I'll open this up to the whole group, even Charlie.
@FineLinen @Hillsage @Lazarus Short and
@Charlie24