Biblicist
Full Gospel believer
- Mar 27, 2011
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That's all rather interesting as I had no idea how things worked in the US regarding the health system. Here in Australia anyone can walk into a public (not a private) hospital after hours and receive emergency medical care at no charge. If they figure that you aren't really a serious case you might want to bring along a copy of War and Peace as it could be a long wait but urgent cases, such as with heart issues will be triaged on the spot. Quite often when those who have even a high level of insurance go to a hospitals after hours emergency service, they will avoid saying that they have any private health insurance as most hospitals will find a way of slogging us with some extra bills, so no tell -- no expense!LOL, many policies, including my family's employer group ins., have high deductibles, especially for prescriptions. With Obamacare the deductibles (out of pocket) before the ins. pays anything, have become even higher. My son in law's private coverage has a $5,000 family deductible. They don't like it but that is the policy that they can afford the premiums each month, which aren't cheap. My grand daughter broke her arm over the summer and the ins. paid something like $100 the rest was out of pocket.
As far as I know, for those who qualify for a low income Health Care Card visits to the doctor are free and I believe that if the doctor prescribes medicines that are on the health care list then the maximum (?) is only $12, whereas you could pay quite a lot for some medicines as most would undoubtedly be aware of. To my knowledge, there is no limit to the number of visits that you can make each year and there is no limit for hospital services as well.
Earlier this year they did try to implement a $5 fee for doctors visits for those who are on Health Care cards but the public quickly slapped the politicians on their wrists saying that they were a heartless bunch. I would not be surprised to see in maybe another couple of decades that this system will collapse due to the cost of the program.
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