My whole point with this is there is no Earthly logic in self-denial if you want something and can get away with taking it, whether it is a woman you want, a car you want, or money you want.
You can as FullEnglishBrekkie said of himself, say that you are afraid of the consequences, but this again illogically ignores my question because I said in a scenario in which you can get away with it. Like how many smash stores and take TVs during a riot. They are being quite logical in the Atheist sense that it is 99% likely they will get away with it and they don't have much to lose.
It is only when you are religious, and believe that you will be punished in the afterlife that it can become logical for you to deny the short-term self-interest of this world in favor of the long-term (eternal) self-interest in the next.
If you can just admit you don't resist self-interest out of logical reasons, but out of illogical emotional reasons then I won't have any problem with that. The problem is it seems Atheists are incapable of saying that because they think they pride themselves on being "smarter" and more "logical" than believers (to think they know FOR SURE what we believe in, does not exist).
It's not purely about the consequences, but the notion that it's too easy, there's no merit in it. If I get money because I work hard and deserve it, that feels more rewarding, logically speaking, than if I could get a million dollars and was guaranteed that no one would find out. There are some times when fortune smiles on you, like an inheritance, or winning the lottery, or being rewarded for some contribution to a cause, etc. But earning your money is hardly antithetical to a nontheist, even if they believe in biological evolution.
The major reason for this is that we don't base morality on nature: that's the appeal to nature fallacy, as well as the naturalistic fallacy, saying we should derive an ought from an is. Ducks rape their mates, dolphins rape their mates. We don't imitate lower animals as a matter of course, we're better than that.
Don't have much to lose? You're losing your integrity when you're acting purely on impulse and desire. You're acting no better than an animal with a brain half your size.
I don't act out of self interest in some egocentric way because it doesn't benefit me or others in a long term consideration. At most, I can take a little office supplies from the office, but I don't make a habit of it. Riots aren't the best example, because people aren't thinking rationally to begin with in those situations.
And I can value life much more than a believer in an afterlife because I see that we only have one chance and we shouldn't waste it on frivolity.
I don't consider myself more rational purely because of my atheism, or even necessarily more rational as a whole: I'm not beyond being more intuitive than sensory, if we're going with Myers Briggs. And I don't consider myself some genius either, so let's make that clear.