Being regenerated is not a phase thing it's a mindset thing.
Human beings are addicted to acquiring earthly treasure. Money, sex, power, when worked for and achieved, give a high, a dopamine kick, so those who taste material success are driven to keep doing whatever gives them that high. The pleasure center in the brain rewards them with shots of the drug, so that they can not leave the activity that results in it.
When we realise that the pursuit of earthly success is futile, and decide to stop supporting it, and change to pursuing the acquiring of heavenly treasure, this is repentance, meta noia, a change of mindset. It naturally involves a change of loyalty: serving the world results in earthly payback, serving God in heavenly treasure.
The decision to serve God is the requirement for receiving grace. Serving God is not just giving up everything, going cold turkey, although it is the quickest way. For some people the phase shock could be too much. Fortunately, we can ask for terms of peace, extension of deadline. We can make friends with earthly wealth even as we are weaned away from its pursuit.
There, I listed two terms of peace that will please God, even as we transition from serving mammon to serving God: ask for forgiveness of, offer compensation for, damage caused in delayed compliance!
Pleasing God results in grace being given.
Grace is sufficient. For what? For the power of God to be manifested. The kingdom of God to arrive amongst the assembly. To convince people that God is with us. To confirm that the command can be obeyed. To follow God. That He is able. To carry us into a better land. Where the harvesting, payback, is of imperishable treasure.
Exodus 4
1Then Moses said, “What if they will not believe me or listen to what I say? For they may say, ‘The LORD has not appeared to you.’”
2The LORD said to him, “What is that in your hand?” And he said, “A staff.”
3Then He said, “Throw it on the ground.” So he threw it on the ground, and it became a serpent; and Moses fled from it.
4But the LORD said to Moses, “Stretch out your hand and grasp
it by its tail”—so he stretched out his hand and caught it, and it became a staff in his hand—
5“that they may believe that the LORD, the God of their fathers, the God of Abraham, the God of Isaac, and the God of Jacob, has appeared to you.”
1 Corinthians 12
9And He has said to me, “My grace is sufficient for you, for power is perfected in weakness.” Most gladly, therefore, I will rather boast about my weaknesses, so that the power of Christ may dwell in me.
10Therefore I am well content with weaknesses, with insults, with distresses, with persecutions, with difficulties, for Christ’s sake; for when I am weak, then I am strong.
John 3
1Now there was a man of the Pharisees, named Nicodemus, a ruler of the Jews;
2this man came to Jesus by night and said to Him, “Rabbi, we know that You have come from God
as a teacher; for no one can do these signs that You do unless God is with him.”
3Jesus answered and said to him, “Truly, truly, I say to you, unless one is born again he cannot see the kingdom of God.”
Luke 11
20But if I am casting out demons by the power of God, then the Kingdom of God has arrived among you.
Judas partaking of the gift wasn't superficial:.
Luke 10
27Theseventy-two returned with joy and said, "Lord,
even the
demons submit to us in your name."
It's impossible to bring back to repentance those who have partaken of the heavenly gifts and still fall away.