Faith comes to each of the saints - at the moment they accept the Gospel -- not before. This has been true from the days of Adam until today.
"The Gospel was preached to us just as it was to them also" Heb 4:2 speaking of the OT saints.
in Heb 11 we see a long list of those saints held up as examples for NT saints to follow.
Prior to faith coming - we are under the condemnation of the Law of God as Romans 3 and Galatians 3 point out clearly "all the world held accountable" even after the cross. All the world under sin - all the world in need of a Savior - until faith comes to this or that individual they are held under that condemnation.
They experience the problem of Romans 8:5-8 UNTIL faith comes.
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Rom 8
5 For those who are according to the flesh set their minds on the things of the flesh, but those who are according to the Spirit, the things of the Spirit.
6 For the mind set on the flesh is death, but the mind set on the Spirit is life and peace,
7 because the mind set on the flesh is hostile toward God; for it does not subject itself to the law of God, for it is not even able to do so,
8 and those who are in the flesh cannot please God.
in Christ,
Bob