How about a statement like this:
Each act of grace, mercy and love towards us is the salvation process of God - from drawing us to ending up in Heaven.
IMO if that were the case the thief on the cross would be fresh out of luck and I don't see scriptures supporting that as I explained here in the previous post #169
However, I do believe there is a process to our salvation but not to the same extent as you describe. For instance, God can draw us before we r saved and then we can accept or reject and after we accept we grow in faith and discernment etc but IMO we are already saved once we accept and believe. Following passages come to mind regarding living a consciously Christian life / having a living faith to use your term and will explain my views regarding the importance of works in our lives:
4 In all my prayers for all of you, I always pray with joy 5 because of your partnership in the gospel from the first day until now, 6 being confident of this, that he who began a good work in you will carry it on to completion until the day of
Christ Jesus. Philippians 1:4-6
9 And this is my prayer: that your love may abound more and more in knowledge and depth of insight, 10 so that you may be able to discern what is best and may be pure and blameless for the day of Christ, 11 filled with the fruit of righteousness that comes through Jesus Christ—to the glory and praise of God. Philippians 1:9-11
Ephesians 4:12-16 (NIV) 12 to equip his people for works of service, so that the body of Christ may be built up 13 until we all reach unity in the faith and in the knowledge of the Son of God and become mature, attaining to the whole measure of the fullness of Christ. 14 Then we will no longer be infants, tossed back and forth by the waves, and blown here and there by every wind of teaching and by the cunning and craftiness
of people in their deceitful scheming. 15 Instead, speaking the truth in love, we will grow to become in every respect the mature body of him who is the head, that is,
Christ. 16 From him the whole body, joined and held together by every supporting ligament, grows and builds itself up in love, as each part does its work.
Ephesians 3:16-21 (NIV) 16 I pray that out of his glorious riches he may strengthen you with power through his Spirit in your inner being, 17 so that Christ may dwell in your hearts through faith. And I pray that you, being rooted and established in love, 18 may have power, together with all the Lord’s holy people, to grasp how wide and long
and high and deep is the love of Christ, 19 and to know this love that surpasses knowledge—that you may be filled to the measure of all the fullness of God. 20 Now to him who is able to do immeasurably more than all we ask or imagine, according to his power that is at work within us, 21 to him be glory in the church and in Christ Jesus throughout all generations, for ever and ever! Amen.