Albion
Facilitator
Can you point to where purgatory is mentioned in the bible? I can't find it. Also, baptism is an outward sign of our faith, its has no saving power. Universalism states everyone is saved no matter what (a position John Paul II had taken before though whether he considered dogma I'm not sure but he wrote it in one of his books) but, and while I can only speak for myself, we are saved by His grace through faith. In other words, with true faith in Jesus Christ's sufficient sacrifice, our sins are forgiven.
You're right that Purgatory is neither mentioned nor described in the Bible, but I believe you're wrong about some of the rest of that.
Baptism IS indeed connected to forgiveness of one's sins, according to the Bible, so it is an open question as to whether the sacrament/ordinance is only an outward sign of one's faith.
While I personally agree with you about salvation and faith, John Paul said that those who lived upright lives in accordance with their non-Christian religions could be saved through Christ's sacrifce, even if they didn't know him. That's not Universalism which, as you correctly said, means everyone will be saved sooner or later.
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