I guess I need help understanding some 'distinctions'.
"Saved" is not accomplished - in my understanding- until the "race is finished", and the Judge has 'spoken'; ie after death.
keep in mind that scripture speaks of salvation in three distinct tenses ;
we are saved
we are being saved
we shall be saved
Salvation as already achieved: "When the kindness of God our Saviour, and his love towards man, appeared, not by works done in righteousness, which we did ourselves, but according to his mercy he
saved us, through the washing of regeneration and renewing of the Holy Spirit, which he poured out upon us richly, through Jesus Christ our Saviour; that, being justified by his grace, we might be made heirs according to the hope of eternal life" (
Titus 3:4-7).
- Salvation as an on-going process: "To us who are being saved, (the word of the cross) is the power of God" (1 Corinthians 1:18). The original text of this passage in Greek has present-tense σῳζομένοις (being saved), not perfect-tense σεσῳσμένοις (having been saved) or past-tense (aorist-tense) σῳθεῖσιν (saved); ambiguous translations such as "us which are saved" (KJV) cover up this fact.
- Salvation as yet to be obtained: "Since, therefore, we are now justified by (Christ's) blood, much more shall we be saved by him from the wrath of God" (Romans 5:9).
saved is from God's viewpoint a done deal , all the elect are saved , they have been reconciled to God and delivered from their sin , this does not mean their salvation is regardless of faith , we are also being saved by faith and if we persevere till the end we shall be saved - this may sound confusing but God sees it all as one , for time is not to the Lord as it is to us , reality is somewhat different also.
Maybe you could describe the distinction between faith/new nature. ?
sure , the new nature is a new creation within , whereby we are newly born with new desires and a living unity with Christ , before we were united only by being in Him , now we have a unity that is a communion.
Saving Faith is one of those new desires , we trust on Christ , whereas others may give ascent to the truth only with no trust at all. see James
As for the fires of Hell, I'm not dead yet

no but are you denying God preseveres you in this life and ignores you in the next , or He preserves your mortal body daily but couldn't be bothered with preserving your soul !