Let me break Pascal's wager down for you. There are four "possible" situations:
- One believes there is a God and is correct
- One does not believe there is a God and is incorrect
- One believes there is a God and is incorrect
- One does not believe there is a God and is correct
These four situations are put up against the potentiality of there being a heaven and hell, versus nothing at all
- One believes there is a God and is correct (so you go to heaven!)
Which God? Allah, Yahweh, Shiva, Zeus, Gaia, Khaless? And if you believe in the God of the bible, which denomination are you? Is man saved by faith alone, or faith and good works? Is plunging or splashing the right way to baptize? Is baptism necessary? Regardless which of these you choose, and whether you're right or wrong, that leaves billions of people in the world who believe there is a god of some kind, yet are still subject to punishment. Pascal's wager loses it's 1:4 odds in favor of something more akin to playing a lousy lottery scratch off, but with dire consequences. And suppose the non-believer decides to believe just to be correct (if belief were even a choice at all anyway)? ... You think God would be too stupid to know the atheist is feigning belief? Or believing just for their own benefit (avoiding hell)?
- One does not believe there is a God and is incorrect (so you go to hell!)
If I am wrong, and the God you worship and pray to does exist, then that's fine by me. For one, I've read the bible and can say with confidence that if the deity character therein were anything but actually revered as being extant by religious followers, it would be a horrendous villain. Demanding the foreskins of armies, the rape and subordination of women and children, the most massive murder in all of history (great flood), and rampant racism and hatred. Mortals are ordered to bludgeon others to death for simply doubting his existence. In short, screw that guy.
Suppose I am wrong, and it's not the God you worship, but another one (which makes you wrong as well)... Not many other gods imagined by other religions are as narcissistic enough to really care whether you acknowledge it's existence.
- One believes there is a God and is incorrect (still going to hell)
As we both know, this is the boat I think you're in. We both may very well give to charity or selflessly help others, but the one thing I don't have is a deity to impress. When I do good (and I do, despite what you think), I do it because it helps others. There is satisfaction to be had just simply by helping other people. Many Christians, on the other hand, do it because they have to. Many Christians also tithe away a chuck of what they earn for themselves to support tax-free empires that may or may not share the same ethics as they do. If you believe in God, you also probably believe in sin... victimless crimes that basically hurt no one and are nothing more than a means to prohibit one from being human or thinking for themselves. Sin is the invented sickness from which religion will turn around and sell you the cure... and then you die.
- One does not believe there is a God and is correct (nothing happens when you die)
I'm every bit as happy as you claim to be. I love my family and friends. I help others. I learn from my mistakes. I regret my wrongdoings. I laugh, I cry, I smile, I anger... I do all the things you do without the belief in a deity. What's more, when I'm confronted with a great mystery of the universe, I don't invent an answer (must be God!). I admit I don't know, then endeavor to find the truth. I have no deity to get in the way of my thinking. I am able to change my mind on anything with provided evidence, while the best of believers will tell you that there is no possible way their minds could change. When I die, it will be no different than before I was born, and naturally, it's difficult for the human minds to imagine non-existence.