All this is still missing the point:
- First we need an infection of a germ cell
- That has to go on to produce offspring
- That offspring has to ultimately become an ancestor of all members of that species.
That's all well and good, there are lots of retroviruses in the world, and there will always be somebody to whom all individuals can trace a lineage. Genetic bottle necks increase this tendency. It gets tricky when you start to explain homology of ERV's between species as due to anything other than common ancestry. Here are the factors:
- Retroviral integration is an essentially random process. With 3 billion basepairs in the human genome, that's lots of places to insert
- The chance of any specific germ cell leading to an offspring is also pretty rare.
- The odds of any specific individual becoming a common ancestor to all members of his species is pretty low.
- That trees drawn from ERV presence in different species would happen to match trees drawn from anatomical data, and pseudogene data, and protein data, and gene expression data, etc. just seems to make it too astounding to consider.
Compare that to common ancestry, where this result would be the natural, expected outcome, and see which explanation is more parsimoneous.