SUM-
Here is what I myself believe. We have God desiring that we do what is good (feed the hungry, clothe the naked, etc.). We have Satan desiring that we do what is evil (misery loves company). But neither of them can accomplish what they desire without our express cooperation. It is we who are in charge, and that is as it should be.
This thread is an example of what can happen when we depart from Scripture. Scripture itself is quite clear as to who can be saved, and it is specific in saying that anyone can attain salvation:
Moses describes in this way the righteousness that is by the law: "The man who does these things will live by them." But the righteousness that is by faith says: "Do not say in your heart, 'Who will ascend into heaven?' " (that is, to bring Christ down) "or 'Who will descend into the deep?' " (that is, to bring Christ up from the dead). But what does it say? "The word is near you; it is in your mouth and in your heart," that is, the word of faith we are proclaiming: That if you confess with your mouth, "Jesus is Lord," and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you confess and are saved. As the Scripture says, "Anyone who trusts in him will never be put to shame." For there is no difference between Jew and Gentile - the same Lord is Lord of all and richly blesses all who call on him, for, "Everyone who calls on the name of the Lord will be saved." (Romans 10:5-13,NIV)
That's it; this passage describes how anyone can obtain salvation. There are no 'clubs' that one has to be born into in order to attain salvation. There are no 'caste systems' which delegate who is saved and who is lost. Our salvation depends solely on whether we choose to accept it.
You have probably already heard some say that you have to do this, that, or the other following your acceptance of salvation, or it won't count. But that is not how Scripture describes it. When you were born, did you consciously force your heart to start beating? Did you force your lungs to fill with air? Did you force your brain to start assimilating knowledge, or your body to start lengthening and gaining weight? The answer to all these questions is, "No, it was simply the natural state of life's progression."
In like manner, but on a spiritual plane, those who accept salvation start to grow and mature. Since each person is unique from every other person, this growth is different with each individual. Some may simply be more neighborly, which is fine. Others, due to their various talents, may go on to become noteworthy, and even famous. This is also fine. But in neither case does the action of the saved 'anchor' the salvation. Instead, their actions are simply the outgrowth of the salvation they have already obtained, in much the same manner as the heartbeat, respiration, brain function, and body growth are all purely natural outgrowth of a viable birth.