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And that’s what you should have done, if another bank will give you better service.
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And that’s what you should have done, if another bank will give you better service.What isn't generally appreciated is that banks can relax their rules for a customer who has a good record of repayment of loans. However they can also impose strict, but lawful, rules on any whose credit worthiness in shaky.
My family banked with the same bank for many years and when I applied for a loan (several over time) it was granted based on my family's good credit history. However, when the bank tighten it's rules and applied them to everyone I was caught in it as well. I wanted to buy a used car but lacked the full one-third down payment required and was denied the loan, even though I was well able to make the payments. I was so offended that I cancelled my account and joined another bank.
And that’s what you should have done, if another bank will give you better service.
You go with your black employees every time they cash a check? Weird.In all my years not once did I ever have a black employee stand outside a bank in fear of cashing a check.
It’s as accurate a summation as the OP.You go with your black employees every time they cash a check? Weird.
Yeah I've read several stories of bank employees assuming any large check cashed by a Black person is fraud, though $200 seems really low.
This is awful and another example of how terrible America can be if you are not white.'Banking While Black': How Cashing a Check Can Be a Minefield
This is one reason why I am thankful for direct deposit, less headache and fewer issues.
You have got to look farther into what's going on. A lot of the problems you see as only being about blacks is actually a poor person problem. Go to a poor white neighborhood and you will find high rates of police activity and yes they even kill unarmed white men. Raise up the less fortunate of all races and you will see most of the problems disappear. We have got to start seeing each other as equal.
Blacks are about twice as likely to be poor as whites.
But do people still use cheques in America? I haven’t even seen a cheque in over ten years.
This is awful and another example of how terrible America can be if you are not white.
But do people still use cheques in America? I haven’t even seen a cheque in over ten years.
Why not just get a print out?
Isn't there a three day wait before the check clears? I'd fine that annoying but YMMV.A checking account is handy way to move money around, and is a bookkeeping system as well. I only write a few checks each month so it's no big deal.
Isn't there a three day wait before the check clears? I'd fine that annoying but YMMV.
Fair enough.Small deposits are usually available the next business day. Large deposits such as large CD's that have matured usually aren't available for several business days. Not an inconvenience at all as all my purchases are made by credit card; one check written once per month.
Fair enough.
Good movie.There's a good movie called Catch Me If You Can about a young man named Frank Abegnale that made a living through check fraud by engaging in clever social engineering, taking advantage of the biases of bank employees in the process.
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