According to Reformed theology a person is fated to eternal life prior to birth, and that not based upon God's foreknowledge of their faith. That is the "U" (Unconditional Election) in the Calvinist's "T.U.L.I.P" acronym. As such under Reformed Theology the elect are never in their life in danger of going to hell as they are predestined prior to birth to go to heaven and nothing can change that fate. Logically such people have been saved insomuch as they are guaranteed eternal life and are eternally secure in their fate. Thus Reformed Theology removes faith in Christ as a pre-condition for salvation.The apostle answers the question "Sirs, what must I do to be saved?" with "Believe in the Lord Jesus, and you will be saved" which logically contradicts "Unconditional Election". Under Reformed Theology a person cannot do anything to make themselves elect to eternal life.