What's on your mind?

[CodyFaith]

Guys, guys... guys look!

I'm famous! I promise the fame won't change me though... I'll still treat all you peasants people as equal.

 

[LoveDivine]

That's the case here. I refuse to rent because a) it's going to be 50-100% what I'd pay a month for my own mortgage payment, b) I'm literally paying someone else's mortgage at that point and c) because rent prices are so high it's incredibly difficult to get out of that 'system' once you're in it because prohibitively high rent means you're saving next to nothing each month towards your own down payment.

The main issue is that it's difficult to get a reasonably-sized mortgage if you're single and earning less than $40,000-50,000, so it boils down to how much down payment you can put together with the mortgage you can get.

If it's a couple then it isn't so bad.

Hopefully housing prices will level out soon. I am not sure what the issues are in England. Things have started to stabilize in Ontario over the past few months due to some recent taxes being implemented to curtail the buying of multiple properties by foreigners for profit and sheltering assets. This was driving up the housing market drastically.

Prior to the new taxes, the bidding wars over houses were often ending up around 50-100,000 above the listed price. It’s virtually impossible for young people to get established and buy a home in that kind of market.

 

[High Fidelity]

Hopefully housing prices will level out soon. I am not sure what the issues are in England. Things have started to stabilize in Ontario over the past few months due to some recent taxes being implemented to curtail the buying of multiple properties by foreigners for profit and sheltering assets. This was driving up the housing market drastically.

Prior to the new taxes, the bidding wars over houses were often ending up around 50-100,000 above the listed price. It’s virtually impossible for young people to get established and buy a home in that kind of market.

They pretty much only ever go up. It's because land is a finite resource here so any new construction projects to build new homes, they cram as many in as they can, they're tiny and they're probably $400,000 for a terraced, 900 sq ft house.

 

[Toro]

Guys, guys... guys look!
View attachment 217305

I'm famous! I promise the fame won't change me though... I'll still treat all you peasants people as equal.

Photo shopped. I don't believe you.

 

[High Fidelity]

Hopefully housing prices will level out soon. I am not sure what the issues are in England. Things have started to stabilize in Ontario over the past few months due to some recent taxes being implemented to curtail the buying of multiple properties by foreigners for profit and sheltering assets. This was driving up the housing market drastically.

Prior to the new taxes, the bidding wars over houses were often ending up around 50-100,000 above the listed price. It’s virtually impossible for young people to get established and buy a home in that kind of market.

That tiny white 'house' on the end is $180,000.

 

[CodyFaith]

Photo shopped. I don't believe you.

Oh ye of little faith!

Spoiler

heheh

 

[Saucy]

I've been looking at buying a truck, but I want to get my credit up. After paying off my student debt, I thought my credit would show it was in good shape. Instead, it says I now have no credit at all. When you have no credit, it's difficult to get a credit card. I've tried to get smaller loans and such, but having no credit kills me.

 

[SarahsKnight]

That tiny white 'house' on the end is $180,000.

O_O

 

[LoveDivine]

That tiny white 'house' on the end is $180,000.

Wow, that is crazy

 

[High Fidelity]

Wow, that is crazy

Yup. And that's probably $750/mo minimum rent lol.

This is the problem. Prices go up so the landlords sell property, buy two cheaper ones which go up in price and so on. It's ridiculous and it isn't going to change any time soon, if ever. It's too far gone now.

 

[Toro]

Oh ye of little faith!

Spoiler

View attachment 217308

heheh

Canadians....collect some odd things ya know that?

Of course you have 10 months of winter and 50 feet of snow.... so Id probably collect stranger things.

 

[PeachieKeen]

Oh ye of little faith!

Spoiler

View attachment 217308

heheh

Aww, I'm jelly. I never got to take part in the printed name souvenirs..

 

[CodyFaith]

Canadians....collect some odd things ya know that?

Of course you have 10 months of winter and 50 feet of snow.... so Id probably collect stranger things.

What if I told you we haven't even had a collective 1 ft of snow where I live this year thus far.

So far I think Texas has had more snow than us, judging by the pics @Anthony7 posted aha... it's pretty crazy. But yes, usually tons of snow.

 

[CodyFaith]

Aww, I'm jelly. I never got to take part in the printed name souvenirs..

People are trying to sell them on ebay for like $20 lol. But yeah they're pretty neat... if I had the self-will to leave them unopened I would have, but yeah that wasn't happening

 

[SarahsKnight]

Yup. And that's probably $750/mo minimum rent lol.

750 a month for rent still sounds like the less horrible deal though, in comparison to just 180,000 to buy it.

 

[Toro]

What if I told you we haven't even had a collective 1 ft of snow where I live this year thus far.

So far I think Texas has had more snow than us, judging by the pics @Anthony7 posted aha... it's pretty crazy. But yes, usually tons of snow.

Well, first off Id have to call you Morpheus....

 

[LoveDivine]

People are trying to sell them on ebay for like $20 lol. But yeah they're pretty neat... if I had the self-will to leave them unopened I would have, but yeah that wasn't happening

I don’t think my first name is common enough to be printed on a bottle. It’s cool you found one with your name.

 

[alsughasoughaiuyfygh]

It feels nice to be something to die for.

 

[leothelioness]

I don’t think my first name is common enough to be printed on a bottle. It’s cool you found one with your name.

My first name is fairly common, but it's always spelt wrong.

 

[LoveDivine]

My first name is fairly common, but it's always spelt wrong.

I have seen your name spelled a couple of different ways. It’s funny but sometimes the more common names have the most spelling variations.