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This is an interesting thread. From where I stand..many aren't even in a position to tithe. If one is in any kind of debt..they technically are required to pay their debts first. What kind of God expects his servant to give him 10% when his servant already owes someone else more than that?
What my church teaches is that you should give something, even if you have to work your way up to a full tithe over time, and pay off your debts as fast as you can, smallest debt first, working up to the largest. The same God that commands us to be generous and wise is also a God who provides for our needs.
Tithing is good. Most people just dont do it properly. Alot are not disiplined. I know people who are in financial ruins due to the 'prosperity' doctrine. God knows each of our hearts and financial capabilities. He knows all.
I find it interesting that people will use the abuses of prosperity teachers as a reason not to tithe (correct if I mis-understood your statement). There are abuses at every level, Christian or Secular. Always has, always will.