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retirement.Or the lack of it...

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bertie

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i am considerably over 50and am already pretty much off the work force for medical reasons.I occupy my time doing a number of things that require aslittle physical strength as possible.Hwever,i got a notice the other day that i am to apply for early retirement.this got me to thinking,am i able to actually cease trying to make money and just exist from day to day doing whatever comes to mind till the day i die?The answer is....unequivocably NO .....That being said, it got me to wondering who all may be out there that is contemplating working at something anything in their retirement years because they see no other way that they will financially be able to actually retire.I am sure there must be a few like myself that are scheming schemes,and making plans to be busy at something in their golden years,either single or couples who are facing the prospect of old age employment at something to make ends meet.Just wondering what ideas may be working and what ideas are being pondered.htought it might be worth some discussion to somebody.For me, I took my last small lump of cash, and bought (euphemism for put a down payment.)on a small store front with living qurters in the rear.The over head is a little more than i imagined and i have had to come up with some extra cash from time to time, but so far so good.im up to 2 1/2 yrs in now....hows it working for you??
 

Theresasjourney

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For me as long as my health holds up I will work part time till I am very old...I am in a field where I can do that..working in a day care with infants.
If my health doesn't hold up..not sure. I know you can do things online at home to earn an income...large insurance companies will train for people to process claims at home ...
I would do a google search to see what is available in my area for things I could do at home and get paid for.
Preferable the Lord will call me home b/f I am really~~really old...lol
It is good to think ahead....but trusting God with my future is good also...;o) other wise it can get overwhleming for me personally.
 
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fieldlily

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bertie said:
i am considerably over 50and am already pretty much off the work force for medical reasons.I occupy my time doing a number of things that require aslittle physical strength as possible.Hwever,i got a notice the other day that i am to apply for early retirement.this got me to thinking,am i able to actually cease trying to make money and just exist from day to day doing whatever comes to mind till the day i die?The answer is....unequivocably NO .....That being said, it got me to wondering who all may be out there that is contemplating working at something anything in their retirement years because they see no other way that they will financially be able to actually retire.I am sure there must be a few like myself that are scheming schemes,and making plans to be busy at something in their golden years,either single or couples who are facing the prospect of old age employment at something to make ends meet.Just wondering what ideas may be working and what ideas are being pondered.htought it might be worth some discussion to somebody.For me, I took my last small lump of cash, and bought (euphemism for put a down payment.)on a small store front with living qurters in the rear.The over head is a little more than i imagined and i have had to come up with some extra cash from time to time, but so far so good.im up to 2 1/2 yrs in now....hows it working for you??

Welcome to G.E.'s, bertie. Good question..."...hows it working for you??"

Sure sounds like you are on the right track to me. We have been retired since 94, but I have not gone back to work although my husband has done other part-time jobs since then. He is not happy unless he is working at something and that usually means a project. Lately he has been making custom furniture. He is 72 and remains steady as he was at 22.

I love being retired. Social security and his pension and my small one are sufficient plus a little we saved. We used to own rentals so sold all of them and that has helped us have enough for various endeavors.

I just want to say that retirement does not end activity nor work nor projects. I have done a lot of volunteering since I quit teaching and do intercessory prayer and counseling as well as some bible studies and since 98 much online.

We also travel somewhat...like for six years we had an older motor home and went to Alaska and also S. CA and now Arizona where we sold the motor home and got a small trailer. We come here because of health reasons and the dry climate.

As mentioned above I am also enjoying using my computer and didn't even learn how until I was over 60. And I do lots of things I enjoyed as a kid...but especially like emailing, writing (am working on a novel), and crafts. We are into birding so take hikes in the canyons and hills.

Much I rediscover every day or maybe discover for the first time. That is the key...TIME...one is off the fast track and one then can spend more time sniffing the flowers, so to speak; or enjoying animals, nature, spending time in church and prayer, making new friends. It is all an attitude. Being older and retirement may be difficult at times especially financially and physically for us...but there are so many compensations. We make each day meaningful and look forward to the next until the time the Lord takes us home to be with Him. :wave:

birdfriend :angel:
 
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Buckaroo

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I am retired and never want to work again. I like retirement just fine and I do not have to deal with hard heads everyday and I can do whatever I want and when I want. I do not have a lot but God always supplies the need. But to each their own as they say!!!:)
 
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bertie

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hello again, its kinda gratifying that nobdy has had too negative a view on retirement so far......I have quite a few different things that are possibilities for extra bits of income.
I here list a few of the odds and ends i get involved in from time to time.nothing major mind you,but profitable at times.
First, i have a store front residence.this allows me to retail my own creations as well as other merchandise
.Other than that i have made hand made knives,stained glass windows etc.some other odd art things like wind chimes etc.
I have a portable gas powered welder, and do the odd welding job of small nature.
My roommate, and long time friend dan and i do mechanical repairs in the small shop or driveway(weather permitting).I have a trailer large enough to haul a car or pickup on and we rescue or haul peoples vehicles and other cargo like hay for feed.(lots of livestock in my area.)
The summer yard sales have been a good source of used goods and what not to sell in my store .I sell musical instruments in 1/2 and all kinds of odds and ends in the other.
I had a part time job driving a taxi for most of last year,but it became too stressfull to continue.
As i am partially disabled, i have met a lot of the disabled people through the taxi job and now i drive the odd person to medical or other appointments in the nearby cities where special medical facilities are accessed.
there is a youth center in town run by christians and i donate my time to running it 1-2 nights a week.(i tell them it keeps me young).
there is a limited amount of things to employ yourself profitably in any given small town, but i think retirement in a larger city though there may be a bigger variety,there is also a larger pop. of people trying to accomplish the same thing.As well as the problem of being unknown.In my town eevery one who thinks music comes in sooner or later to my store.this wouldnt be the case in a larger setting.
At least every one knows me (more or less)and they are willing to come to get strings or reeds etc. from me rather than driving 30 mi to a larger place .My prices can reflect the savings in fuel to go else where to get simple stuff.They are also willing to order stuff and wait till i go to buy supplies and pick what they need up too.
The rules for commerce and the cost of buisness lic. also are less prohibitive to a lowered income like mine.I love the small town friendliness of dealing with people here.The local dollar store stopped selling guitar strings when they heard i was opening up.I never asked them to, they were glad that somebody cared enough to supply a variety of them which they had difficulty stocking.
Unless you have a decent bankroll, i think a smaller town or city is a far easier place to do retirement business.There is more but it would be nice to hear what others are up to so hey howa ya?:sleep:
 
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miggles

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I think that store-front residence idea is great. And you can sell whatever you want in it, too! I'd love that. I like to do artwork and don't know how to market it. If I had your situation, I could do it. You are so smart Bertie. Hope you have fun with your new venture. :)
 
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bertie

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:angel: :clap: Hi,Mig
HAPPY BIRTHDAY !
aand a whole bunch more!

I wondered what you like to make or pproduce. I think there is a great market for all kinds of art.There are all sorts of reasons to persue several mediums rather thaan stick to one these days,but there are those who say "shoemaker stick to your last."
This town has a variety of types of art work by local people hanging most everywhere iin town.The bank of M one the credit union another.The local meuseum, library,city hall,all display local art,and actually will be happy to sell you a particuler one if you like it.
My first thought is maybe there is an insurance office,(yes them too-were a friendly bunch)or buisness or even more that would exibit for you
All you have to do is ask,and show your work to them.if they bite your in!
Its not uncomonly done,here ,but this is Canada so what do you expect???

I encourage you to give it a shot.If you go to any resturant ?bar? who can say but i bet some buisness owner or maybe someone you know with a buisness?
We do it up north and so i think you just have to pick the place where your art looks good and go tell them.
There is a local art fair in the next big city down the road,say50,000 pop.It comes every year at the same time.Aug.
There are people that come from near and far to buy and sell there.Look around cause there are maybe several that would include you(for a fee of course! Plusyour stuff has to be juried and "approved")close to where you live.Also i have sent my work with other exibitors who were going and they sold it for me.(sometimes for a small fee)
Tell us what you do maybe we have the right market?:thumbsup:
 
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bertie

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Good luck Migs!
remember you are the artist!Try to suit what you show to the environment where it will be shown.and I think people will be flattered that you have given their needs and enviroment such consideration,The work world can be a dreary place without something to counter balance.
 
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bertie

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Have you connected to the seniors underground yet?
In the little town where i am retired ,there seems to be an extensive underground net of seniors.From the legion crib tourneys to the seniors wed. dinners at the community center,The older folks are a tight knit little band of retirees.
In certain coffee shops or the library,and other interesting places,the seniors are putting their heads together for all manner of activities and enjoyments.Their advertising consists of notice boards and posters,free ads in the seniors gazette,and word of mouth,They are gathering together to perform plays or feed the hungry.They paint together and play old boy sports .the musicians are jamming and the singers are acupellaing.As the demographics of the population shift to a larger % of older people,the focus of activities goes along with it.I am finding more and more volunteer projects staffed with retired persons.who dont want to give up an opportunity to be of service now that they are not working full time.Our town is indeed blessed to have such a clean country setting and a population of really nice guys.Wherever you are,if you are getting close to retirement, i think you ill be pleasently suprised at the variety of activities and service that are out there for you to take part in.Its probably time to consider these things if they are going to give you the gold watch soon.Cotact your local seniors center,and your favourite local charity today.theres lots we can do....for others too....
 
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flaglady

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I'm still working as a nurse. I can't seem to envisage life without it. In fact, the very thought terrifies me. I've worked in this sphere every day since I left school in 1958 and at my last 'performance review' on the question "what are your plans for your future career development"?!!! I put 'to continue working until I'm 70!'

Somehow, though, I've got to get my head around this. There's going to come a day when I can't work anymore and I just dread it. When I answer people's enquiries with "I'm a nurse" I really mean that. I am a nurse - first, last and always!

Don't know what the answer is but I pray it will come in due time.
 
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bertie

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Holy mackarel,Flag Lady,you are much blessed!and youve been nursing since 58?I would give a nickel to hear how many babies,how many miracles,how many second chances at life you may have witnessed!WRITE a book!,a play! a story!I should imagine you have witnessed a lot of uplifting stories in that time.!God bless you and yours! Dont worry!we need you.we need your skill set your experience and your maturity.
Nursing makes a good base from which to branch out a bit .there are also sales,mental health,public nursing,inspection services,volunteer nursing positions of all kinds,and varieties.
If you must work after retirement,there are a lot of low physical demand things that a nurses education and experience could augment.and a pile of nursing related things to do....
If you are financially stable, there are all kinds of people looking for someone just like you to volunteer in a nursing related capacity.I wouldnt worry about being bored, or of having a lack of worthwhile things to occupy you.Try to think,what do you see yourself doing?
 
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