Fault is subjective that's why you have to consider the root. Some behaviors are counterproductive to growth and they're esteemed, never contradicted or emulated in the environment. The probability of doing the same is likely.
There's also less emphasis on self-awareness to aid with decisions. I met someone a few years ago at church who loved the Lord. He had a passion for the word and desired to be a pastor. But it didn't come to pass. He's an ideas man and good at getting conversations going but he can't execute or bring his ideas to fruition. He needs a system with a lot of instruction and mentorship. A franchise of sorts for the ministry. He can't build it from scratch and it's taken him years to see it.
I advised him what to do ten years ago with suggestions for ministries he could work with. But his ego got in the way and he was more concerned about the way things looked than getting the training and education he lacked and lost the opportunity.
I admit to over 50% of the fault belonging to me for my stellar failures in life. I could not have done better than the guy in your story.
One of them is failing to recognize my limits/capabilities. I've had psychological problems since childhood. Displayed strong sociopathic tendencies, volatile behavior thus, other children avoided me. This is probably the root cause I'm finding it difficult to connect to people. I'm very good at reading people but not with establishing lasting friendships.
Two major concussions later also in my childhood, seemed to have partially fixed my sociopathic behavior but it hugely affected my cognitive skills. I became "slow-minded" and some of my relatives thought I've turned dumb. I'm still capable of complex thoughts, just slow and not fast enough to communicate like a normal person.
Despite all these, I miraculously got a job at an S&P 500 company. Great benefits, great environment, great co-workers and bosses, not the best salary but everything else is great. Just good enough to have a good life. However, my slow thinking, volatile behavior made me a below-average, unlikeable employee. But again, despite all that, miraculously, the company loves having me around.
However, parents think I can do way better and nagged me to leave the company to find a better one. I obeyed them because I though they were right that I can do more and it turned out to be the death blow to my career. Never found a stable job since then. This time, my new employers did not appreciate my volatile behavior and slow thinking and found myself changing employers frequently.
Tried to handle my dad's business but again, my volatile behavior wasn't a good fit. Parents took an expensive mortgage I was strongly opposed to. I told them don't do it and I explained the risks involved but they went ahead anyway. Not long after, dad got sick and eventually died, leaving us in hospital debt. Mom had stroke the next year burying us further in debt. And then world events turned against our mortgage and when we're planning to sell it, the value crashed and everyone decided to just hold.
Lately, out of desperation, I went back to crypto and tried something new. Few years ago also out of desperation, I've tried crypto but was unsuccessful and got scammed.
This time I went with proper channels, carefully developed my own low-risk trading strategies and finally able to make reliable passive income. It seems that I finally found a way to make money where my slow thinking and volatile behavior is non-factor because of zero human interaction. But ironically because of our difficult financial situation, I was only able to invest a small amount and unable to compound any of the earnings. Too little to make a difference. Helps pay utility bills though.
It seems to be the least evil source of income I'm making. My strategy helps reduce market volatility even if it's just a single drop in an ocean. I'm not really betting because it makes money regardless of price action and you can remain in profit even during market crashes.
My only ethical concern is the huge energy demands of blockchain. I make up for it by using my bicycle for most errands, minimizing use of energy, avoiding traveling (probably because I can't afford it!). I'm also designing a new engine able to use perfectly renewable clean energy sources of much higher power output than solar power. It's all concept and theories for now. For when I can finally afford to start serious work on it, I can give back the help I got from blockchain.
I'm just not sure if all these is going to succeed in the long run, not when you're buried in debt. I'm probably just delaying the inevitable.
This verse helps bring some comfort and assurance though:
Luke 16:9
I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings.
I don't believe in socialism for our purposes but understand its appeal to others. Taxes are significantly higher in the EU. Nearly 50% in some places. I'd never pay that.
I have a relative in one of these countries that's why I know so much. The high tax wasn't a problem because the crime rates are very low, healthcare and education is free and everyone is friendly and not paranoid everyone wants to steal their money.
There is no government corruption in her country so the 50% tax all goes to taking care of the infrastructure, making sure everything is working as efficiently as possible and taking care of people who could be struggling financially. Thus, none of the citizens are poor.
That is why the crime rates are very low per capita in the first place. No poverty among the citizens, income gap is very low. Their government treat its people like family.
I can't tell you which country but her country belongs to the top 5 most peaceful countries in the world. Top 1 is Iceland just to give you an idea what kind of countries get the top rankings. USA is ranked at #132.
Just saying, if looking at the positive, the 50% tax you pay is 100% used to make sure everyone has good quality of life, not stressing on finance so they can still smile, have a great mood, low stress, drive their cars politely, not trying to get your money, not trying to steal your stuff.
And what my relative distinctly told us, people in their country aren't greedy. They don't love money. They give money away so easily. Because my relative works in Christian missions, she's finding it easy to find sponsors to help the poor in poor countries.
The same European relative have lived in USA for a few years and thought her country makes USA look like a 3rd world country in comparison. American gov't treats people like stocks, investing only on the "winners" and selling out the "losers". This is also same attitude of the governments in poor/3rd world countries.
It is easy to just blame the poor but what if everyone turns out nice if poverty can be eliminated as some countries in Europe have proven? Then it isn't entirely the fault of the poor anymore. Sure everyone has a share of fault if anything goes wrong but our society tends to put 100% of the blame on the poor why they are poor which is faulty reasoning. Both science and the Bible disagree with such logic.
When Jesus saved the adulterer from being stoned to death, He is trying to prove to everyone, it isn't 100% the adulterer's fault why she committed the sin of adultery. Everyone who sins has a share of that fault. Poverty is considered an evil condition. If someone is poor, it isn't just the fault of that person but the fault is shared among everyone who still sins.
We don't live as individuals. Whatever we do, whatever we chose not to do, is going to affect everyone else. If you make mistakes, it's isn't entirely your fault, same way when someone makes a mistake, it isn't entirely their fault also and you have a share of that fault if you're still sinning.