Please pray that I no longer screw up like I have already.

[Lik3]

How do I keep from worrying about money? Right now I am worried about my financial cares. I made a mistake going to a payday website and they can only help me. I could pay less than $100, but I doubt that they could help me. I brought it on myself. I woke up with these thoughts. Next week, I go to the grocery store and I had a negative balance on my card before. It was an embarrassing experience. My brother was upset. We went all the way home saying nothing, at least I did not.

I admit to being bad with money and I have no idea how to save, even with a budget. I am a spend thrift, meaning I need all the help I can get controlling my spending. Now I am scared that I will never pay off the loan and I need help, right now. I go to the store within a week or so. I have a small income, which I lied about, which made it worse. Who else should I confess to? I know I am confessing this about this to you, but I have difficulty forgiving myself and I have no real faith or a lack of faith. I am struggling.

I feel like I am saying all of the wrong words to the Lord and that there is something deeper that I don't know about. Could it be that in order for Him to answer this prayer, God wants me to pray differently for my financial issues or for my other situations such as fear, dishonesty, doubts, caring what other things, fear of embarrassment, and having little faith that God will supply. How do I overcome this? I am scared that the Lord will not answer my prayer if I don't tell Him what He needs to hear so that I can get my prayer answered.

I don't know what to do, nor do I know what to say. I have lied before about my financial situation. I don't know what will happen. I got greedy and scared. I was afraid that my account would be in the red, so I applied for a loan. I lied about the amount of money that I made. I have no idea how to repent of this lie. I have asked God to forgive me of this lie. I have so far paid my bill, but I have a lot more money to pay. I wonder who else I should confess my lie to, like a relative, someone in law, or even the company. All I can do is to pay and leave it there, but even paying what I can has made me worries. I need help.

What else should I do? I have no idea how to pray for God. I wish I was a lender and not a constant borrower. I have no idea what to do or even say to God. Now it makes me wonder if God even hears to me sometimes. I have prayed about this over and over and over, but I am still worried. I just can't leave it there. Right now, as I am typing this, I wonder if you will judge me because of my sin. What if my "boss" finds out? I am on SSI with an even smaller income and now one of my relatives told me about being a conservator as far as my account. I am spending nearly all of my income on bills and on groceries. What have I done? I am a Christian, but I have little faith in God, especially right now.

 

[Southernscotty]

I am praying for God to give you wisdom in this.

 

[Darkhorse]

How to pray? Just talk to God, like you did in your post. Of course, He already knows all that, and more. But prayer is important to us, teaching us to depend on Him, not ourselves. And confession is important to Him, and helpful to us also.

Who else to confess to? Do you have any family or friends who are good with money? Not investment bankers of course, but someone who seems to typically have enough to get through the week or month. This has much more to do with how they handle money than with how much they make. Tell them all about your situation and how much you owe. Maybe they can help you come up with enough to pay it off, if you promise to get "lessons" from them in money management. If so, keep your promise! Learn from an expert.

Praying for you...

 

[Chinchilla]

How do I keep from worrying about money? Right now I am worried about my financial cares. I made a mistake going to a payday website and they can only help me. I could pay less than $100, but I doubt that they could help me. I brought it on myself. I woke up with these thoughts. Next week, I go to the grocery store and I had a negative balance on my card before. It was an embarrassing experience. My brother was upset. We went all the way home saying nothing, at least I did not.

I admit to being bad with money and I have no idea how to save, even with a budget. I am a spend thrift, meaning I need all the help I can get controlling my spending. Now I am scared that I will never pay off the loan and I need help, right now. I go to the store within a week or so. I have a small income, which I lied about, which made it worse. Who else should I confess to? I know I am confessing this about this to you, but I have difficulty forgiving myself and I have no real faith or a lack of faith. I am struggling.

I feel like I am saying all of the wrong words to the Lord and that there is something deeper that I don't know about. Could it be that in order for Him to answer this prayer, God wants me to pray differently for my financial issues or for my other situations such as fear, dishonesty, doubts, caring what other things, fear of embarrassment, and having little faith that God will supply. How do I overcome this? I am scared that the Lord will not answer my prayer if I don't tell Him what He needs to hear so that I can get my prayer answered.

I don't know what to do, nor do I know what to say. I have lied before about my financial situation. I don't know what will happen. I got greedy and scared. I was afraid that my account would be in the red, so I applied for a loan. I lied about the amount of money that I made. I have no idea how to repent of this lie. I have asked God to forgive me of this lie. I have so far paid my bill, but I have a lot more money to pay. I wonder who else I should confess my lie to, like a relative, someone in law, or even the company. All I can do is to pay and leave it there, but even paying what I can has made me worries. I need help.

What else should I do? I have no idea how to pray for God. I wish I was a lender and not a constant borrower. I have no idea what to do or even say to God. Now it makes me wonder if God even hears to me sometimes. I have prayed about this over and over and over, but I am still worried. I just can't leave it there. Right now, as I am typing this, I wonder if you will judge me because of my sin. What if my "boss" finds out? I am on SSI with an even smaller income and now one of my relatives told me about being a conservator as far as my account. I am spending nearly all of my income on bills and on groceries. What have I done? I am a Christian, but I have little faith in God, especially right now.

You try to buy happines or try to hide your sad "thing" or something which is troubling you which you hide from us and most important hide from yourself with making small happy moments spending the cash for something unnecessary .


What is that

 

[Greg Merrill]

Father, is this one reading Your Word regularly, or just trying to get along with occasional prayer? Your Word gives them a clear picture of what You think, rather than their own thoughts and evaluations because of circumstances. May they get into Your Word, especially the N.T., and become grounded in how You really love them and want to help them, Colossians 2:6-7. Proverbs 3:5-6. Once this is established, may they thank You for this time of trouble if it is used to drive them to a better relationship with You, Psalms 119:71. Once this is established, then may You guide them in how to handle finances appropriately. Just googling how to do that from a Christian perspective probably would give them some good resources. Amen.

 

[Darkhorse]

Just googling how to do that from a Christian perspective probably would give them some good resources. Amen.

That's a good idea!

Dave Ramsey is a popular Christian teacher on money management:

https://www.daveramsey.com/


Clark Howard is Jewish, not Christian, but I have learned so much good stuff from him:

https://clark.com/

 

[believerwithallmyheart]

Hi,
sorry to hear you are struggling. You said you are not sure if God hears you. Of course He hears you, and He knows your situation before you even say anything. I am no expert but I was taught to pray simply - no fancy words needed, just as if you were talking to a friend. I will keep you in my prayers, hope this helps.