So, I called Chase Slate to pay off a credit card that was opened (stupidly) when we had no idea how credit actually impacted your life. In exchange, I got screamed at by a customer service rep who didn't want to take the payment and tried to tell me that I couldn't cancel my auto-payments, even with a credit on the account (we overpaid because they couldn't tell me what the payoff quote was including interest, which I'm pretty sure is illegal...) until they'd drafted two payments and saw the account was closed because there was nowhere to apply the money. 45 minutes and two supervisors later, they took the payment, but only after warning me of the "dire consequences to my credit" in paying off the card off early.
In short, we're two small bills and 4 months away from being debt-free. If we include the car payment, we're 1 year from having no bills beyond general living expenses (rent, electricity, phones, insurance). I'm pretty pumped. We're taking the money that paying this off frees up and putting it towards our other bills... One will be paid in December, and we'll roll the savings from this bill and that to the next bill, and be done with that in March (hopefully Feb).
On a related note? Credit cards suck.