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Obamacare 1.1

Discussion in 'American Politics' started by civilwarbuff, Jul 17, 2019.

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  1. civilwarbuff

    civilwarbuff Well-Known Member Supporter

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    I believe we have heard this tune before.
    Fool me once, shame on you; fool me twice shame on me.

    Joe Biden to Run on Obamacare, Repeats Lie About Keeping Your Plan

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    Posted by Mike LaChance Tuesday, July 16, 2019 at 7:00am
    “if you like your health care plan … you can keep it.”

    [​IMG]
    While speaking at forum for AARP in Iowa this weekend, Joe Biden revealed his plan for healthcare, which would be based on Obamacare. At one point, he told the crowd with a straight face, “If you like your plan, you can keep your plan.”


    Biden actually repeated the Obama line Politifact declared the “Lie of the Year” in 2013.

    Dan Diamond of Politico describes Biden’s plan:

    Biden unveils health care plan: Affordable Care Act 2.0

    Democratic front-runner Joe Biden on Monday unveiled a health plan that’s intended to preserve the most popular parts of Obamacare — from Medicaid expansion to protections for patients with preexisting conditions — and build on them with a new government-run public insurance option.

    Biden would also empower Medicare to directly negotiate drug prices, allow the importation of prescription drugs from abroad and extend tax credits to help tens of millions of Americans buy lower-priced health insurance.

    The plan — which the campaign says will cost $750 billion over a decade, to be paid for by reversing some of the Trump administration’s tax cuts — is less transformative than the “Medicare for All” proposal advanced by Sen. Bernie Sanders (I-Vt.) and supported by some other Democrats, which would effectively do away with private insurance and shift all Americans to government-run health coverage.

    “I understand the appeal of Medicare for All,” Biden said in a video posted Monday morning. “But folks supporting it should be clear that it means getting rid of Obamacare. And I’m not for that.”
    More here: Joe Biden to Run on Obamacare, Repeats Lie About Keeping Your Plan
     
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  2. FenderTL5

    FenderTL5 Well-Known Member Supporter

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    For the vast majority of Americans, “if you like your health care plan … you can keep it” is a falsehood with or without Obamacare.
     
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  3. whatbogsends

    whatbogsends Senior Veteran

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    My health care plan options have changed pretty much every year of my 20 years at my current job. The one constant in these changes is that the newer plans are always worse than the previous plans.
     
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  4. jayem

    jayem Naturalist

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    What have Republicans done for health care? For 2 years they had complete control of the government. And all they did substantively was rescind the tax penalty for not carrying insurance. Which only makes coverage in the individual market more expensive for those who need it the most. It's as obvious as the sun in the sky that Trump and his Republican toadies are totally clueless about health care costs and insurance reform. The most honest thing I've ever heard Donald Trump say is that he had no idea that health insurance is so complicated.

    In a way, I kinda hope the Circuit Court upholds the lower court ruling that ACA, without the tax penalty, is unconstitutional. Because 23 million Americans (12 million with exchange plans and 11 million covered by Medicaid expansion) will be in danger of losing their health insurance. Many of these people have chronic, costly to treat medical problems, and would be declared uninsurable if we revert back to the bad old days. I would hope the political heat on Trump and the Republican Senate will be blistering. They'll have to come up with something pronto to get these folks covered affordably. They hate ACA, but they've got jack squat ideas about what to do better.
     
  5. cow451

    cow451 Individual-2 Supporter

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    The GOP releases its healthcare plan:
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  6. SummerMadness

    SummerMadness Senior Veteran

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    They didn't even rescind the penalty, they just made the penalty zero because they couldn't repeal the healthcare law (although this loopy logic has been paraded in front of and supported by biased judges).
     
  7. Aryeh Jay

    Aryeh Jay Veteran Supporter CF Senior Ambassador

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    Lock him up!

    People need to be more loyal and not “get sick”.
     
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  8. High Fidelity

    High Fidelity Well-Known Member Supporter

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    Meanwhile Republicans sit and snicker amongst themselves ready to point to finger whilst offering no alternatives themselves.
     
  9. civilwarbuff

    civilwarbuff Well-Known Member Supporter

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    Ocasio-Cortez: Nobody is ‘heartbroken’ at the prospect of losing private health insurance
    Rep. Alexandria Ocasio-Cortez, D-N.Y., said on Wednesday nobody is "heartbroken" by the prospect of losing their private health insurance if Medicare for All were to be implemented.

    Her comments were first reported by Bloomberg's Sahil Kapur.

    "@AOC, asked about warnings from Joe Biden on Medicare for All, says nobody is ‘heartbroken' at the idea of losing private insurance. ‘People like their health care, they like their doctor,' she says. ‘But I’d be interested in what the public polling on Aetna would look like,'" Kapur tweeted.


    Earlier this week, Sen. Bernie Sanders, I-Vt., estimated his Medicare for All proposal would cost up to $40 trillion over 10 years. Sanders has also said he would raise taxes, including for the middle class, to pay for Medicare for All, and that "there will be pain" in a transition to a single-payer system.

    Former Vice President Joe Biden's healthcare plan, released on Monday, does not go as far as Medicare for All. His proposal includes a public option to buy into a Medicare-like plan and wouldn't eliminate private health insurance.

    Ocasio-Cortez: Nobody is ‘heartbroken’ at the prospect of losing private health insurance
     
  10. jayem

    jayem Naturalist

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    If it conforms to the current model, Medicare-for-all won’t eliminate private insurance. Medicare is a hybrid single payer system. Private insurers sell Medigap policies which cover copayments and the yearly deductible. Prescription drug benefits under Part D are also managed by private plans. And Medicare Advantage policies are provided by private carriers. Private insurance still has a niche. But does it matter? If you’re sick, what’s important is that you get the treatment you need promptly and your bills are paid without hassle. Who really cares if it’s paid by a private or public insurer?

    What no one should ever miss is getting health coverage from the workplace. Why would you rent your health insurance from your job? Because that’s what you’re doing. It’s insane. Your and your family’s coverage should belong to YOU. Not to your employer. However else we reform health insurance, the first, and most vital step is to separate health coverage from employment.
     
  11. civilwarbuff

    civilwarbuff Well-Known Member Supporter

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    It does eliminate private health insurance since the federal gov writes the rules for private insurers who sell those policies. So, as an example, if you are a young person and simply want catastrophic health insurance....too bad, not available because the feds won't allow it....or if you are a middle/older person and don't want childbirth coverage.....again, too bad because the feds will require it for everyone even those who will never need or use it.....so please, don't just repeat the lefts mantra without fully investigating it......
     
  12. cow451

    cow451 Individual-2 Supporter

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    Private insurers have many things they do that are linked to Medicare. For example new procedures are approved after Medicare has reviewed and approved them first.

    The Medicare for all isn’t going to happen. What is likely would be Medicare-Type buy-in for those without access to coverage as another poster noted. Medicare is not a single payer. There are several options, thus creating a universal coverage for those eligible.
     
  13. iluvatar5150

    iluvatar5150 Well-Known Member

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    I don't suppose anybody has the full quote.... ???
     
  14. jayem

    jayem Naturalist

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    You're assuming very specific details.
    AFAIK, Bernie's and AOC's plans are just proposals at this stage. If these plans make it to Congress, they'll likely be modified and revised hundreds of times. I agree with you 100% that the fine print is vitally important, but it's way too early to get hung up on now.

    BTW, health insurance is currently regulated by states. Benefits are set by state laws. For both group and individual plans. I never heard of a state that allows an insurer to sell a plan that doesn't cover pregnancy or ovarian cancer. I've never heard of a plan that doesn't cover prostate cancer. I know for a fact that all employer-provided group plans cover conditions that only affect men or women, but the premiums are the same for all employees. I've never heard of a Chinese menu health policy where you pick the coverage you want from column A or B. That's not how insurance works. Coverage is comprehensive and risk is shared by an entire group. Which keeps the premium as low as possible for everyone.
     
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  15. civilwarbuff

    civilwarbuff Well-Known Member Supporter

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    If you have heard of 'medigap' plans they must conform to Medicare rules and regulations. There is a menu that all those policies must offer but they may offer more choices if they choose....for higher prices of course. If there is a Medicare for All bill it will assuredly follow the same rules.
    And you would be correct but only since the advent of the Affordable Care Act.....60 year olds are required to pay for something they will never use.....
     
  16. iluvatar5150

    iluvatar5150 Well-Known Member

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    That's how insurance works.
     
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  17. cow451

    cow451 Individual-2 Supporter

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  18. jayem

    jayem Naturalist

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    In all employer group plans (covering 15 or more persons) maternity benefits have been required since 1978. Not to mention that many states have stricter requirements. Google the Pregnancy Discrimination Act if you want.

    It's the essence of health insurance (and really all insurance) that you pay for financial protection from a risk. Even for some risks that may never occur. Because health coverage is most affordable for everyone when the risks are shared by everyone. Men subsidize risks only affecting women, and women do the same for men. The young subsidize the old, and the healthy subsidize the sick. But in return, when you get old and sick--as you probably will eventually-- you have affordable financial protection in your time of need.
     
  19. civilwarbuff

    civilwarbuff Well-Known Member Supporter

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    That is an act designed to prevent discrimination based on pregnancy but does not require medical insurance benefits for pregnancy. It does require that post pregnancy disability be covered on an equal basis and that employers provide reasonable accomodations for on the job pregnant women.
    Pregnancy Discrimination Act - Wikipedia
     
  20. hedrick

    hedrick Senior Veteran Supporter

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    There's no evidence that Republicans would support action even in the case of 23 M people losing coverage. They opposed provisions that gave them the coverage in the first place. Many Republican governors have used their options to avoid expansion of coverage. There's simply no evidence that they would want to do anything. They don't believe the government is responsible for the welfare of the citizens. Look at how many CF posters say that poverty isn't a problem they should have to deal with; if it bothers people let them go to community college and develop the skills to get good jobs.
     
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