LOL. So how far back is the past where it can no longer be taken into consideration? The info I posted on the car loans was from 2016 regarding loans from as late as 2014.
I didn't read your post about car loans....I'll have to go back and look at that. My point was that if racial discrimination on MTV isn't an issue now....what exactly is the point of using it as an example of today's problems?
From the article:
But Toyota is not alone. This decision comes on the heels of a number of other settlement actions involving the auto loan business. For example, in 2013, Ally Financial — formerly the General Motors subsidiary known as GMAC — was fined $18 million by the DOJ and CFPB and settled with the feds by agreeing to create an $80 million restitution fund, amid allegations of auto loan discrimination.
Further, last year the Ohio-based Fifth Third Bank paid an $18 million settlement for charging Black and Latino customers $200 or more for auto loans than whites, with some dealerships charging as much as 2.5 percent more than the bank rate for these loans. Dealers were allowed to keep the extra interest as compensation. The bank also paid $3 million in connection with unlawful add-on credit card services, and a $1 million fine for lending violations.
Moreover, last year, Honda Financial — the financing division of Honda — agreed to pay $24 million for its discriminatory practices. And also last year, the Justice Department reached an agreement with Evergreen Bank Group, in which the financial institution paid $395,000 to settle claims of racial discrimination in motorcycle lending. Evergreen reportedly charged 2,200 Black and Latino borrowers higher interest rates than white customers from 2011 to 2014. This amounted to the average victim paying $200 or $250 extra for their loan due to their race or national origin.
So the gist I'm getting from this is that since blacks tend to get worse car loans than other groups....it
must be the result of racism...and therefore they deserve some type of compensation for this inequitable outcome. Is that about correct?
Let's assume for a moment that the reason blacks are getting, on average, worse car loans than their white counterparts...what is the result of this awful oppression in our "white supremacist" nation? Well....hundreds of millions of dollars are being awarded to the mistreated blacks as compensation for the alleged discrimination. No offense, but that's hardly what I envisioned as a system of "white supremacy". We have laws against such kinds of discrimination....and even though these car companies could have fought the charges and possibly won...they decided to settle the cases instead. Is this really what you have in mind when you're talking about white supremacy? More importantly....do you personally believe that each of these car companies was engaging in systematic racism to deny blacks the best possible deal on a car that they could get away with?
Before you answer those questions....try to keep in mind that we see different outcomes across gender lines as well....not just racial lines.
Why Men Are Paying More Than Women for Car Leases
Of course, no one is suggesting that biases that favor women are the culprit here....nope. It's simply that women are better at negotiating....right? Yet somehow, I imagine that if I suggested that possibly whites are better at negotiating car loans than blacks...I'd be "in denial", or worse, outright racist.
I think you're missing my point, though. People around here speak of racism and the effects of racism as a period of time in this country that had a beginning and an end, like it was a separate era that no alive today has experienced or tries to perpetuate.
First of all, it never ended. Second of all, people marched and fought for civil rights are still alive today. People who were subject to AND in FAVOR of Jim Crow laws and the like are still alive today.
There's idiots on both sides of the discussion....I'm not denying that. Yes, there's still plenty of old white and black racists and often perpetuate racism to the younger generations. It's very much a part of human nature to identify with your own in- group and fear or reject the out-group. It's not something that I deny.
Organizations such as the KKK are still around and active, and hate groups have been shown to be increasing in recent years. If racism is dead, why do they still exist? It's not a bunch of old men on their last leg holding on to the vestiges of hate who will be gone in a few years. It's men and women who have raised their kids to have the same beliefs and passed down their hate affecting young people like Dylan Roof. (He had a "black friend" too.)
It's ironic that Dylann Roof is the example you chose for this. You realize that he didn't have racist parents or belong to any racist "hate groups". He became self radicalized on the internet....and if you look into his motivation...he claims it started with the rampant anti-white sentiment that he saw after the Treyvon Martin shooting. Imagine that.
Just because we put laws on the books saying it was illegal to discriminate, doesn't mean the hearts of men changed. People who didn't want those JC laws to end and who believed that it was right for PoC to be subject to them were still around and influencing others.
Right, but we don't make thoughts or beliefs illegal in this nation. Even if we dislike them, even if we find them abhorrent, we protect the rights of people to think as they may and voice their opinions.
Now do I think things have gotten better? Absolutely. Are there people who overreact and attribute to racism something that may just be indifference or ignorance or someone socially inept? Sure. I see people who take things out of context or attack someone for something that was said and blown out of proportion a regular basis. But I think that someone who acts like we are "post racial" or that there isn't a problem in this country with policing, education, jobs and stereotypes and myriad other issues when it comes to PoC is either naive, disingenuous or thinks because it doesn't affect them it doesn't exist. (I haven't see it therefore it's not true).
Well, I certainly don't think we're living in a post racial society....but I would disagree with you on several of the things that you mentioned there. I don't think it's even necessarily your fault that you're wrong on some of those topics. It would be difficult for me to elaborate further without knowing exactly what issues you think exist in regard to several of those issues...but I think I can furnish one example....
In your previous post you mentioned that "over-policing" was one of these "institutional/systemic racism" issues. Like you, I remember reading multiple articles after the shooting of Michael Brown that discussed many of the possible examples of racism in the police departments across the U.S. "Over-policing" was one of those examples...and the premise behind it was that police were patrolling and working in predominantly black neighborhoods either out of outwardly racist beliefs that blacks were more often criminals....or perhaps because of the implicit belief that more blacks are criminals. This narrative claimed that the result of this "over policing" resulted in more blacks arrested for minor offenses and subsequently, initiated into a justice system which would leave them few career options outside of a life of crime. Of course, there was the counter point that police were spending more time in black communities because that was where the crime was at. Which side of that argument one took largely depended upon where one stood on the political spectrum...to the left or right.
If one were to sit and think about it though, there's a relatively easy way to figure out if these communities are actually being over policed. How do we find out? It's simple really...take a look at which communities have the most unsolved crimes. If it's the white communities which have a ton of unsolved crimes....then clearly the police are wasting their time in black communities. If, however, these black communities which are being "over policed" also have the highest rates of unsolved crimes....well perhaps they aren't being over policed at all.
Would you like to guess which communities suffer from the most unsolved crimes? Yup, you guessed it....it's the very same black communities which complain about a large police presence. So, with that in mind, one should logically come to the conclusion that perhaps the problem isn't the police being too active one a particular community...perhaps the problem is actually that crime is too prevalent in those communities.
My unwillingness is not because my position is not strong. (Nice try though.) This is not the only forum or social platform I participate on, I have these discussions all the time. I get tired of people trying to convince me that PoC deserve mistreatment, or death or whatever because of their race. I get tired of educating people who think that PoC populations are made up of criminals and welfare queens. I'm not going to debate my worthiness or the right for PoC to exist. The irony that we are on a Christian forum and some (not you personally) see an entire populace beyond redemption is not lost on me either.
Well perhaps you could suggest a discussion forum where I could find those more inclined to discuss these things? Personally, I never tire of explaining by beliefs because I genuinely think that it's important to spread the truth....but I'll accept that isn't for everyone. I simply thought you'd be more open to discussion on the topic since you created this thread.