~Nikki~
aka northstar
I wasn't meaning to make you guys feel old! I'm sorry!
No worries,lol.
I guess we would've started sooner, but hubby and I didn't meet until I was 29, so I guess we've pretty much started as soon as we could.
The upside is that I did so much during my twenties that I'll never feel like I've missed out in any way, so it's all good.
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