Mistyfogg
Well-Known Member
My husband is an E-3 in the Marines. Honestly, we struggle but we manage. But it is also because I am a full time student and I volunteer in a hospital and I do medical research for free (because it looks good for Med school) so I don't work. We live in San Diego which is a very expensive town. After 3 years in, my husband makes roughly about 2600 dollars a month max. That is including everything. We live off base and our apartment is $800 a month. Now you would think we live in a lavish apartment on the beach. But we live in a 700 sq. foot apartment in a modest neighborhood. Then we have onecredit card bill because we had to buy stuff for a new a apartment so we had a sofa to sit on. Then gas is about $2.20 a gallon here, and we have to drive in traffic everywhere we go, so we spend about $160 a month in gas. Then we have a 2000 Ford Ranger truck payment that is $340 a month. Truck insurance is $130. Electric is about $60 a month because rates are high (we never use A/C or heat because then our bill would be in the hundreds.) Cellphone bill-$70, Cable and internet-$80. Food-$250. Personal Loan my hubby took out before we met=$70. Savings=$100. Credit card bill=$100
So all added up= around 2200. So we have $400 to play with after all of our bills are paid.
I have my own car that my parents pay for. If we were paying for the other car, we would have no money. My husband pulls 60 hour work weeks. He leaves at 5 am and doesn't get back until around 5 or 6 at night. He has logged over 300 days in the field (including deployment time) since he has been stationed in San Diego (for about 2 1/2 years). If he could get out right now, he would. But has a little less than a year to go.
According to my calculations, he makes about $11 an hour. In SD, cashiers at the grocery stores start at around $15-18 and hour. Yes we have free medical care. But the word free doesn't mean it is quality. Often, I don't even bother with TriCare because they take so long or they misdiagnose you (happened a couple times, good thing I volunteer at a hospital and talk to the Doctors there to see what they think). Dental isn't free though. They only pay a percentage of my care so it is still a little pricey with meager earnings. The comissary is not that cheap. They have a few good sales on things and meat is usually cheap. Other than that, it as the same prices. Plus the baggers work for tips, so you have to tip them a few dollars for bagging your groceries. My husband gets a "clothing allowance" of about $200. Well, my husband has already spent $600 this year on stuff (they order you to make alterations on your uniforms several times a year, buy needless stuff for field assignments, buy new cami's all the time, get a haircut once a week, donate $20 to the plaque fund for the shop, buy starch and other little things like boot bands or insignias. So actaully that is about an extra $100 a month average on military expenses. My husband will be making about $10,000 a year more when he gets out. He already has a guarenteed job lined up that still has pretty good benefits. I am not whining, I just wanted to illustrate another military families life and wages situation. We don't know live beyond our means. My parents help us out a lot. They pay for my tuition for college and give us food packages and money occassionally.We don't wear designer clothes unless someone bought it for us. We have a tight budget and for the amount of stress and time my husband has to commit, it isn't worth the pay. He doesn't get paid overtime. But we really don't mind not having a lot of money. It is humbling that we really just have each other. We aren't in huge debt and we are happy because we can do a few things here and there. We will have money someday, but we are still young and have more school and bigger jobs ahead. This is just a starting point. Money doesn't buy happiness.
Thank goodness we don't want to start a family. I have noticed that people my husband works with have kids when they complain about money problems!!! Or they go out and buy an F-250 extended cab lifted brand new truck with a baby on the way (no joke, there were 5 different people who did it in my husband's shop). I have tried and talked to a few people, to tell them they should see if a baby fit's into their budget but it is in one ear and out the other. Well, my post has rambled on....lol
So all added up= around 2200. So we have $400 to play with after all of our bills are paid.
I have my own car that my parents pay for. If we were paying for the other car, we would have no money. My husband pulls 60 hour work weeks. He leaves at 5 am and doesn't get back until around 5 or 6 at night. He has logged over 300 days in the field (including deployment time) since he has been stationed in San Diego (for about 2 1/2 years). If he could get out right now, he would. But has a little less than a year to go.
According to my calculations, he makes about $11 an hour. In SD, cashiers at the grocery stores start at around $15-18 and hour. Yes we have free medical care. But the word free doesn't mean it is quality. Often, I don't even bother with TriCare because they take so long or they misdiagnose you (happened a couple times, good thing I volunteer at a hospital and talk to the Doctors there to see what they think). Dental isn't free though. They only pay a percentage of my care so it is still a little pricey with meager earnings. The comissary is not that cheap. They have a few good sales on things and meat is usually cheap. Other than that, it as the same prices. Plus the baggers work for tips, so you have to tip them a few dollars for bagging your groceries. My husband gets a "clothing allowance" of about $200. Well, my husband has already spent $600 this year on stuff (they order you to make alterations on your uniforms several times a year, buy needless stuff for field assignments, buy new cami's all the time, get a haircut once a week, donate $20 to the plaque fund for the shop, buy starch and other little things like boot bands or insignias. So actaully that is about an extra $100 a month average on military expenses. My husband will be making about $10,000 a year more when he gets out. He already has a guarenteed job lined up that still has pretty good benefits. I am not whining, I just wanted to illustrate another military families life and wages situation. We don't know live beyond our means. My parents help us out a lot. They pay for my tuition for college and give us food packages and money occassionally.We don't wear designer clothes unless someone bought it for us. We have a tight budget and for the amount of stress and time my husband has to commit, it isn't worth the pay. He doesn't get paid overtime. But we really don't mind not having a lot of money. It is humbling that we really just have each other. We aren't in huge debt and we are happy because we can do a few things here and there. We will have money someday, but we are still young and have more school and bigger jobs ahead. This is just a starting point. Money doesn't buy happiness.
Thank goodness we don't want to start a family. I have noticed that people my husband works with have kids when they complain about money problems!!! Or they go out and buy an F-250 extended cab lifted brand new truck with a baby on the way (no joke, there were 5 different people who did it in my husband's shop). I have tried and talked to a few people, to tell them they should see if a baby fit's into their budget but it is in one ear and out the other. Well, my post has rambled on....lol
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