This is what the word “covet” means:
“[FONT="]The application of the tenth commandment is determined by the exact meaning of the verb [/FONT]
dmj
[FONT="]. At base [/FONT]
dmj [FONT="] means “desire, yearn for, covet, lust after” someone or something, specifically for one’s own use or gratification. The question whether the verb may also suggest action as well as desire, particularly since the other nine commandments appear to command specific actions, has complicated the understanding of the tenth commandment. Herrmann ([/FONT]
[FONT="]Beiträge[/FONT][FONT="], 69–72) and Nielsen (
Ten Commandments, 101–5), for example, have taken the view that [/FONT]
dmj [FONT="] means both the desire and the scheming and actions impelled by it, an argument they sustain by reference to such passages as Exod 34:24; Deut 7:25; Josh 7:21; Mic 2:2; and Ps 68:17. Coates (
ZAW 52 [1934] 238–39), Stoebe ([/FONT]
[FONT="]Wort und Dienst[/FONT][FONT="] 3:108–15), and Moran (
CBQ 29 [1967) 543–48), on the other hand, argue for the more subjective basic definition, on the grounds that there are ample examples of the prohibition in the ANE of such subjective longings and that such a definition better fits
all the OT occurrences of [/FONT]
dmj[FONT="]Hyatt (
Encounter 26 [1965] 204–6), listing parallels in Egyptian literature, suggested an “original form” of the tenth commandment that was an injunction against someone “in a position of authority” opening himself to bribery through “inordinate desire”; so this commandment was connected with the ninth commandment and “the integrity of the judicial system of the desert period.” A. Phillips (
Criminal Law, 149–52) goes much farther in the same general direction with his argument that [/FONT]
dmj [FONT="] “desire” is a replacement for an original verb that referred to the seizure of the house (taken in its literal meaning) of the local elder, who would then, by the loss of his status as a property-owner, lose also his authority as a judge. Such a theory is made necessary by Phillips’s assumption (1–2 and
passim) that “the Decalogue constituted ancient Israel’s preexilic criminal law code given to her at Sinai.”[/FONT]
[FONT="]Both sides in this debate have taken the use in Deut 5:21 of [/FONT]
hwa [FONT="] “desire, incline towards, long for, lust over” instead of the second [/FONT]
dmj [FONT="] “desire” of Exod 20:17 as support for their respective cases. The two verbs are however very close in meaning, so close that A. Phillips (
Criminal Law, 150) and Childs (426–27) can ssy that the Deuteronomists used [/FONT]
hwa [FONT="] to emphasize the subjective nature of [/FONT]
dmj [FONT="], while Stamm (Stamm and Andrew,
Ten Commandments, 104) and Nielsen (
Ten Commandments, 43) propose that the Deuteronomists were attempting with this change to tone down the objective action implied by [/FONT]
dmj [FONT="], and move the commandment towards what Stamm calls “mental coveting.” The two verbs are much too nearly synonymous, however, to justify the distinctions these scholars have proposed, and in any case, the expansion of the commandment in Exodus repeats [/FONT]
dmj [FONT="] instead of using [/FONT]
hwa [FONT="] or any other verb meaning “covet.” In every OT passage in which [/FONT]
dmj [FONT="] leads to actual possession, a second verb is supplied to make that additional meaning clear. If [/FONT]
dmj[FONT="]Another possibility is that [/FONT]
dmj [FONT="], as a verb meaning “desire obsessively, covet or lust after for oneself” and describing a mental and emotional process interior to a person’s being, was the deliberate and careful choice of a verb for the commandment that ends the ten words. Just as the first commandment, “You are not to have other gods,” provides the foundation for covenantal relationship, so this tenth commandment, “You are not to desire for yourself…,” describes the foundation for the severance of covenantal relationship. [/FONT]
dmj [FONT="] is by choice a reference to an obsessive covetousness that could be the gateway to the violation of every other principle in the Decalogue. Thus coveting for oneself the gold and silver with which idols are decorated leads to idolatry, the violation of the first commandment. Desiring the “free love” of the fertility cults leads both to the worship of other gods and to sexual irresponsibility, the violation of the first and the seventh commandments (Isa 1:29). Yearning after the possessions of others may lead to stealing, a violation of the eighth commandment (Mic 2:2; Josh 7:21–26, which includes also a violation of the third commandment, since Achan had apparently sworn the oath of Yahweh-war loyalty).[/FONT]
[FONT="]Before Ahab’s obsessive desire for Naboth’s vineyard was satisfied, the ninth and sixth commandments had been broken (1 Kgs 21). Before David’s lust for Bathsheba was sated, the seventh, eight, and sixth commandments were broken (2 Sam 11–12). The coveting merchants of Amos’s day broke the fourth and the eighth commandments in their fever to possess (Amos 8:4–6). The citizens of Judah in Jeremiah’s time, deifying their desires and longing after a material and local security, violated the first, third, sixth, seventh, and ninth commandments, and above all, by making Yahweh’s temple into a fetish, the second commandment as well (Jer 7:1–15). And the son whose determined desire for his own way led him to strike (Exod 21:15) or abuse (Exod 21:17) his father or his mother was guilty of breaking the fifth commandment.[/FONT]
[FONT="]The tenth commandment thus functions as a kind of summary commandment, the violation of which is a first step that can lead to the violation of any one or all the rest of the commandments. As such, it is necessarily all-embracing and descriptive of an attitude rather than a deed. It was perhaps set last in the Decalogue precisely because of this uniquely comprehensive application.[/FONT]
tyb[FONT="] “house,” in accord with this broad application, is used in its collective sense, in reference to the “neighbor’s” entire family and his entire property, as for example in Gen 7:1 or Deut 11:6. LXX reverses the sequence of “house” and “wife” in the text of Exod 20:17, as also does MT in the parallel version of this commandment in Deut 5:21, thus making “house” a more specific term and setting up a descending sequence from a man’s most valuable possession in the OT view, his wife (Prov 31:10–31), to his least valuable ones. This change may be regarded as a later shifting of emphasis within the form of the expanded tenth commandment. In its original form, the commandment must have been deliberately comprehensive, with the reference to the neighbor’s house taking in all that belonged to any fellow member of the covenant community.[/FONT]
[FONT="]The basic form of the tenth commandment thus prohibits an obsessive desire for any property belonging to any other person bound to the covenant with Yahweh. The expansion of the basic form specifies five categories of the most valuable possessions the neighbor could have: wife, male slave, female slave, ox, and ass. Moran (
CBQ 29 [1967] 548–52) has reviewed an extensive series of similar lists from Ugaritic legal texts and established a fairly consistent formula for the listing of an owner’s total property (“ ‘house and field’ + specifications [buildings, various forms of cultivation, personnel, livestock] + generic formula, ‘everything else belonging to him’ ”

. One of the texts Moran lists (550–51) is an almost word-for-word parallel (cf. Nougayrol,
Palais Royal 3:111, 115–16) to Exod 20:17.
[FONT="][1][/FONT].” (Durham, John I.,
Word Biblical Commentary, Volume 3: Exodus, (Dallas, Texas: Word Books, Publisher) 1998)[/FONT]
“The tenth commandment disallows covetousness. The general idea of the root hamad is "to desire earnestly," "to long after," or "to covet." In the parallel passage in Deuteronomy 5:21, it is paralleled by tith 'awweh ("to set one's desire" on something).
This commandment deals with man's inner heart and shows that none of the previous nine commandments could be observed merely from an external or formal act. Every inner instinct that led up to the act itself was also included. The point is as Paul later told Timothy, "Godliness with contentment is great gain" (1 Tim 6:6). Jesus also commented, "For out of the heart come evil thoughts, murder, adultery, sexual immorality, theft, false testimony, slander" (Matt 15:19). (Expositors, Exodus, Walter Kaiser Jr)
“20:17 Tenth commandment. The final commandment forbids an individual to covet what belongs to another. Unlike all the other commands, it addresses inner feelings and thoughts such as envy or greed. If the Israelites were to enjoy a harmonious covenant relationship with God, every aspect of their lives must conform to his will. Outward adherence is insufficient; their inner selves must be patterned according to the divine principles of morality found in the Ten Commandments. As Jesus reminds us, to interpret the commandments as requiring only outward obedience is to misunderstand their purpose (Mt. 5:17–48). (Carson, D.A.; et al., The New Bible Commentary, (Downers Grove, Illinois: Inter-Varsity Press) 1994.)
“Whatever action it spawns, this illegitimate desire for something that belongs to someone else is the core of the problem and a threat to the community; any action taken to fulfil such a desire is sin. (Walton, John H.; Matthews, Victor H.; Chavalas, Mark W., The IVP Bible Background Commentary: Old Testament, (Downers Grove, IL: InterVarsity Press) c2000.)
So, one cannot “desire earnestly” a person or an object without engaging the imagination, of setting one’s heart on something that is not rightfully one’s own. Of course this is not to say that if a single person notices a person of the opposite sex and finds them attractive that this coveting. The idea seems to be more of a dissatisfaction of what one has been given in life by God, and to always be looking around thinking that what everybody else has is better and that one wishes that one could have what they do, never being satisfied with what one has.
Hopefully that answers your question, though I realize even as I write this that I should not be too optimistic about that actually happening.
Blessings,
ken
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