For those who have followed Kenneth E Hagin, I'm sure you remember his account of leaving as a pastor and traveling to preach.
He knew God wanted it this way.
He became concerned when he added his income to be losing money and having less than before.
He was having a hard time with providing, even down to his tires.
He had 2 notes taken out on a car that was done for.
So he brought this to the Lord in prayer.
God taught him to ask for his needs to be met and money to come where it looked dismal.
This was the foundation of name it and claim it,not in the stupid way we see today.
I would say name it based on the Word and have faith it will come.
He was entirely using his faith he was just expecting God to throw down money.
What is faith without works?
So he learned if he had a need to believe for that need,he tells that often he would need say 80 dollars and the offering would be 120.
This was a huge Revelation that his needs and wants and desires were met everything after that.
His exact words were God's not a counterfeiter, he is not just going to rain money down from heaven.
Oneven account was he needed a new car,so in a church meeting he told the pastor he was going to buy a new car.
Did he have the money no,did he know where he would get this car no.
What he had was faith,and as it were the pastor had a relative who opened a car lot, the car dealer was likely a sinner but for some reason wanted to help the man of God.
He drove away with a top of the line new car.
There's nothing wrong with telling God what you desire or need, he will provide.
I am living proof ,the house I live in I believed God for,I was driving down a nice street in a top neighborhood and said Lord I would love one of those houses and I know you will provide.
Then I turned to the next street and said Lord I would even like to live here it's good enough.
A month later we signed the papers on my second choice.
God put me in the favor of a wealthy realtor years before, she knew I was renting so she put me with this seller who was in a hurry to move notth.
God will put people of favor in your path ,you just have to discern if it's God taking you there.
As far as desires the Word says delight yourself in the Lord and he will give you the desires of your heart.
I desired a new motercycle,I went to test drive 2 good ones,neither one would start or run,their was my sign.
I waited for a while and a elderly man had one for sale that is perfect for me, it had 3000 miles and I bought it for less than half the cost of what he paid for it.
I did not talk him down just paid his asking price and saved 2700 dollsrs.
This may seem shallow for some,but I have learned God will provide for our needs wants and desires,and allow you to be debt free in the process.
I pray that those who are having a hard time with bills seek God's will through understanding of his Word.
If your heart is right toward what you ask for it will come.
James 4:2-3King James Version (KJV)
2 Ye lust, and have not: ye kill, and desire to have, and cannot obtain: ye fight and war, yet ye have not, because ye ask not.
3 Ye ask, and receive not, because ye ask amiss, that ye may consume it upon your lusts.
King James Version (KJV)
So many misunderstood this teaching we do not ask a miss because his Spirit will guide us.
Romans: 8. 1. There is therefore now no condemnation to them which are in Christ Jesus, who walk not after the flesh, but after the Spirit. 2. For the law of the Spirit of life in Christ Jesus hath made me free from the law of sin and death. 3. For what the law could not do, in that it was weak through the flesh, God sending his own Son in the likeness of sinful flesh, and for sin, condemned sin in the flesh: 4. That the righteousness of the law might be fulfilled in us, who walk not after the flesh, but after the Spirit. 5. For they that are after the flesh do mind the things of the flesh; but they that are after the Spirit the things of the Spirit. 6. For to be carnally minded is death; but to be spiritually minded is life and peace. 7. Because the carnal mind is enmity against God: for it is not subject to the law of God, neither indeed can be. 8. So then they that are in the flesh cannot please God.
It is not carnal to ask for your hearts desire as long as your heart places God above all.