The wages of sin is death which is a debt we can never pay in full which is why salvation is by grace. No amount of works can pay for sin. Nevertheless God has expectations of His children. We must love God with all our heart soul and mind and love others as Christ loves us. These expectations are not optional. What reason did Jesus give for condemning the goats in Matthew 25:31-46?
“"Then He will also say to those on His left, 'Depart from Me, accursed ones, into the eternal fire which has been prepared for the devil and his angels; for I was hungry, and you gave Me nothing to eat; I was thirsty, and you gave Me nothing to drink; I was a stranger, and you did not invite Me in; naked, and you did not clothe Me; sick, and in prison, and you did not visit Me.' Then they themselves also will answer, 'Lord, when did we see You hungry, or thirsty, or a stranger, or naked, or sick, or in prison, and did not take care of You?' Then He will answer them, 'Truly I say to you, to the extent that you did not do it to one of the least of these, you did not do it to Me.' These will go away into eternal punishment, but the righteous into eternal life."”
Matthew 25:41-46 NASB
The goats were condemned because they didn’t have love for others. Their lack of compassion in their actions was evidence of their lack of love. James makes a similar point in James 2:14-17.
“What use is it, my brethren, if someone says he has faith but he has no works? Can that faith save him? If a brother or sister is without clothing and in need of daily food, and one of you says to them, "Go in peace, be warmed and be filled," and yet you do not give them what is necessary for their body, what use is that? Even so faith, if it has no works, is dead, being by itself.”
James 2:14-17 NASB
Again these are works of love.
In 1 Corinthians 3:2 Paul said if I have all faith so as to remove mountains but I have not Love I am nothing.
“If I have the gift of prophecy, and know all mysteries and all knowledge; and if I have all faith, so as to remove mountains, but do not have love, I am nothing.”
1 Corinthians 13:2 NASB
Faith without love is not a saving faith. Faith with love will result in works. Love is what Jesus was referring to in a John 15.
“If you abide in Me, and My words abide in you, ask whatever you wish, and it will be done for you. My Father is glorified by this, that you bear much fruit, and so prove to be My disciples. Just as the Father has loved Me, I have also loved you; abide in My love. If you keep My commandments, you will abide in My love; just as I have kept My Father's commandments and abide in His love. These things I have spoken to you so that My joy may be in you, and that your joy may be made full. "This is My commandment, that you love one another, just as I have loved you. Greater love has no one than this, that one lay down his life for his friends. You are My friends if you do what I command you. No longer do I call you slaves, for the slave does not know what his master is doing; but I have called you friends, for all things that I have heard from My Father I have made known to you. You did not choose Me but I chose you, and appointed you that you would go and bear fruit, and that your fruit would remain, so that whatever you ask of the Father in My name He may give to you. This I command you, that you love one another.”
John 15:7-17 NASB
Do you believe we are saved by faith without love?