And you think they will just be allowed to continue living their lives after that with the opportunity to repent? That isn't what scripture teaches at all. Those who say "Lord, Lord" when He returns will be condemned for eternity at that time, not allowed to continue living their lives. You need to allow scripture to interpret scripture for you.
Matthew 7:21 “Not everyone who says to me, ‘Lord, Lord,’ will enter the kingdom of heaven, but only the one who does the will of my Father who is in heaven. 22 Many will say to me on that day, ‘Lord, Lord, did we not prophesy in your name and in your name drive out demons and in your name perform many miracles?’ 23 Then I will tell them plainly, ‘I never knew you. Away from me, you evildoers!’
So, when they say "Lord, Lord.." and He tells them "I never knew you. Away from me, you evildoers", you think they will just be allowed to continue living their lives on earth after that? No. Please read this:
Luke 13:23 Someone asked him, “Lord, are only a few people going to be saved?” He said to them, 24 “Make every effort to enter through the narrow door, because many, I tell you, will try to enter and will not be able to. 25 Once the owner of the house gets up and closes the door, you will stand outside knocking and pleading, ‘Sir, open the door for us.’ “But he will answer, ‘I don’t know you or where you come from.’ 26 “Then you will say, ‘We ate and drank with you, and you taught in our streets.’ 27 “But he will reply, ‘I don’t know you or where you come from. Away from me, all you evildoers!’ 28 “There will be weeping there, and gnashing of teeth, when you see Abraham, Isaac and Jacob and all the prophets in the kingdom of God, but you yourselves thrown out.
Notice here that when He tells those who say "Lord, Lord..." that He never knew them and tells them "Away from me, you evildoers" they will be thrown out where there will be weeping and gnashing of teeth. Where is that?
Matthew 13:40 “As the weeds are pulled up and burned in the fire, so it will be at the end of the age. 41 The Son of Man will send out his angels, and they will weed out of his kingdom everything that causes sin and all who do evil. 42 They will throw them into the blazing furnace, where there will be weeping and gnashing of teeth. 43 Then the righteous will shine like the sun in the kingdom of their Father. Whoever has ears, let them hear.
This shows that when they say "Lord, Lord..." to Jesus it will be at the judgment and He will tell them He never knew them and they will be thrown "into the blazing furnace, where there will be weeping and gnashing of teeth". So, your doctrine of second chances for people like the foolish virgins portrayed in Matthew 25:1-13 is clearly false. They will not get left behind on the earth with another chance to repent when Christ comes. No, it will be too late to repent at that point. They will be condemned for eternity.