Yep, the OP looks rather like the physics equivalent of confusing deficit with debt.
Acceleration is the cumulative total of speed, so to speak. So you can reduce acceleration which means the speed continues to rise although the rate of increase is reduced. To cause the speed to reduce the acceleration needs to become negative (i.e. the rate of change of speed is negative). In the same way reducing the deficit means the debt accumulates at a slower rate, and in order to start repaying the debt we need to remove the deficit completely and return a surplus - a negative deficit (i.e. a surplus) means the debt contracts over time. In this context debt and speed are comparable as are deficit and acceleration.
As mass and speed increase so too does kinetic energy which, IIRC, is equal to 1/2 mv^2. So the increasing mass of each successive floor increases the kinetic energy and the accelerating mass (and the mass will accelerate for as long as the pull of gravity exceeds retarding forces such as friction and air resistance) will cause the kinetic energy to increase further.
I must admit I'm finding both sides of the whole 9/11 discussion somewhat unsatisfactory, and find it frustrating when things are thrown up on either side that appear to add nothing but noise.