• Starting today August 7th, 2024, in order to post in the Married Couples, Courting Couples, or Singles forums, you will not be allowed to post if you have your Marital status designated as private. Announcements will be made in the respective forums as well but please note that if yours is currently listed as Private, you will need to submit a ticket in the Support Area to have yours changed.

  • CF has always been a site that welcomes people from different backgrounds and beliefs to participate in discussion and even debate. That is the nature of its ministry. In view of recent events emotions are running very high. We need to remind people of some basic principles in debating on this site. We need to be civil when we express differences in opinion. No personal attacks. Avoid you, your statements. Don't characterize an entire political party with comparisons to Fascism or Communism or other extreme movements that committed atrocities. CF is not the place for broad brush or blanket statements about groups and political parties. Put the broad brushes and blankets away when you come to CF, better yet, put them in the incinerator. Debate had no place for them. We need to remember that people that commit acts of violence represent themselves or a small extreme faction.

Who's right? My spouse doesn’t want me to buy my dream car

Michie

Well-Known Member
Site Supporter
Feb 5, 2002
184,827
67,650
Woods
✟6,102,395.00
Country
United States
Gender
Female
Faith
Catholic
Marital Status
Married
Politics
US-Others
Dear Chuck,

I finally graduated with my master’s degree and would love to buy a new car. My spouse and I do not agree; she wants me to keep driving my 2017 clunker and pay off the student loan debt. Who is right?

Ready for My Dream Car


Dear Ready for My Dream Car,

So glad you asked. Let me turn this around and ask you some questions before I reply. Let’s start with a few probes so you and your spouse can get on the same page.

Context of Your Financial Picture

  • Do you need a new car, or do you just want one?
  • Is your “clunker” still in good shape?
  • Why do you want a new car?
  • What is your financial state?
  • Do you have an emergency fund, are you giving regularly, and is your student debt small or large relative to your expected income?
  • Do you have a job and a stable income?
  • Why are you and your spouse not united?
When a dream car becomes a nightmare

Continued below.
 

Tuur

Well-Known Member
Oct 12, 2022
3,002
1,619
Southeast
✟99,788.00
Country
United States
Gender
Male
Faith
Christian
Marital Status
Married
"Why are you and your spouse not united?"

Someone should tell Chuck it's because they are different people and have different opinions based on different perspectives. And Chuck didn't ask maybe the most important financial questions: How often are you having to repair your current vehicle and how many miles are on it?

Have learned the hard way that you can keep a vehicle so long that it can stay in the shop about as much as you use it, spend money on repairs every time you turn around, and for all that the vehicle is no longer reliable. Have done the latter not once but twice this year. You want a financial ouch? That's a financial ouch. And we brought that on ourselves by trying to keep the vehicles on the road a little bit longer until one was completely wore out and the other had rapidly multiplying issues that no one could quite fix. We would have been better off to have traded one a few years ago, then trade the other, and not get hit with a double whammy. And it was all because we wanted to try to save money,
 
Upvote 0

Tuur

Well-Known Member
Oct 12, 2022
3,002
1,619
Southeast
✟99,788.00
Country
United States
Gender
Male
Faith
Christian
Marital Status
Married
Note:

Just saw this was in the Married Couples section. My response is based on financial considerations, not husband and wife relationship. My wife and I have been married nearly forty years, and there are times we've haven't seen eye-to-eye on things; most insignificant, a few not. Any married couple will tell you that's going to happen. We still love each other even though we have differences of opinion at times. We've always kept each other informed about things like issues of money, and for big purchases have never made a decision without consulting the other, even for emergency expenses. It's not a rule we have, it's just something we do. It just so happens we haven't disagreed on financial issues as large as buying a vehicle, but that may well be luck of the draw more than anything else.

The only marital advice I can give is what my grandfather gave me when my wife and I were engaged: "Find out what ticks off the other person, then don't do it."
 
Upvote 0