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‘Justification is conferred in Baptism, the sacrament of faith. It conforms us to the righteousness of God, who makes us inwardly just by the power of his mercy.’ (Catechism 1992)
Catholics believe that salvation is a gift from God, received through faith and baptism, and lived out through charity and good works.
But members of many Protestant denominations have a different idea. They believe that you need only to believe in the Lord Jesus, and you will be saved (that is, you will be welcomed into heaven). As evidence, our Protestant brothers and sisters rely on a few notable Scripture verses: In Acts 16:31, for example, Paul and Silas explain to the Philippian jailer, “Believe in the Lord Jesus, and you will be saved, you and your household.”
And if that’s not enough, they cite Ephesians 2:8-9: “For by grace you have been saved through faith; and this is not your own doing, it is the gift of God — not because of works, lest any man should boast.”
These verses may seem decisive at first glance — but it’s important to consider the whole of Scripture to understand God’s full design for salvation.
Faith Without Works?
Continued below.

What Must I Do to Be Saved? A Catholic Response to Luther’s ‘Faith Alone’
‘Justification is conferred in Baptism, the sacrament of faith. It conforms us to the righteousness of God, who makes us inwardly just by the power of his mercy.’ (Catechism 1992)