I already posted a link showing that someone doesn't need gender dysphoria for treatment....and that includes puberty blockers, hormones, or surgery
Maybe they don't often, most insurance companies will not pay for it unless it is a part of the treatment of things like,
Because they are required to by obamacare.
I believe it's the third time I've answered this question. You can look it up yourself at this point or just stop asking.
Many health plans are still using exclusions such as “services related to sex change” or “sex reassignment surgery” to deny coverage to transgender people for certain health care services. Coverage varies by state.
See how Marketplace health insurance applies to transgender individuals. Preventive services, exclusions, appeal options - know your rights
www.healthcare.gov
It really depends on your individual coverage what is or is not payed for. There is no "every person who believes they are transgender get services paid for." It seems that insurance companies either treat or exclude treatment for these diagnoses “gender change,” “transsexualism,” “gender identity disorder,” and “gender identity dysphoria.”
Whether or not it is covered, the medical treatment one is seeking for their, I guess YOU would call "gender preference." is based on the treatment of the disorders quoted above.
Otherwise, if it's not a medical disorder, why would they even seek medical attention? Elective plastic surgery requires no diagnosis but then insurance usually doesn't pay for that. In terms of the payment for medical bills, both doctors and insurance companies need to make clear exactly what is being treated. In order to determine what they are treating, they need to make a diagnosis. "I want to be a girl" is not listed as a malady unless it is decided that they are afflicted with one of the accepted diagnoses of the illness. I mean just for a doctor to make a treatment plan (whatever that includes) they must diagnose what they are treating. Why does that not compute?
A transgender person does not have to experience gender dysphoria to be transgender....it's just a claim someone makes without any evidence at all.
Right, so if not a gender disorder (which has more names than gender dysphoria, it's just the go to for this malady for many doctors) what would the doctor be treating? All my life, I have been under the impression that the life's work of a medical doctor was to treat medical disorders. Did that change with Obamacare, or in your worldview gender disorders are a myth?
Absolutely nothing. If you want though, I'll gladly list off all the things you're confused about.
Instead, why don't I tell you where YOU drop the ball.......Indicating that all transgender treatment (which is a loaded phrase because it doesn't differentiate whether someone is being treated FOR "transgender" or if they are a transgender seeking medical treatment for something else. So your vocabulary does not match up with medical terminology. The notion that "transgender" is a personal preference and not a medical disorder. The fact that you think "everybody's" insurance treats "transgender". Especially when there are insurance plans that only cover the E/R. not to mention the vast differences in everyone's individual heath insurance coverage government or private.
I think where you get confused about the "Obamacare" thing is because of this:
"If you believe a plan unlawfully discriminates, you can file complaints of discrimination with your state’s Department of Insurance, or report the issue to the Centers for Medicare & Medicaid Services by email.
So they can't refuse transgender people's treatment but it doesn't require that doctor's treat a medical condition that they don't have.
The last thing you are confused about is the term "transgender." in general. That term doesn't describe how a person feels, it describes someone who was born one gender and lives as another (with or without surgery). So one doesn't HAVE transgender, that ARE a transgender person.
Does that clear it up for you? Hope you are having a relaxing Sunday!