I respect your opinion but as I stated already I don't agree
John 3:36 - He that believeth on the Son hath everlasting life:
Also matthew 10:22 says they that endure to the end will be saved. It clearly states that your saved you just have to stay saved and stay with the apostles doctrine. You're not just living on Earth as a sinner...that's not what God wants.
Romans 6:18 being then made free from sin ye became the servants of righteousness
Ephesians 2:8-9 - For by grace are ye saved through faith; and that not of yourselves: [it is] the gift of God:
Acts 4:12 - Neither is there salvation in any other: for there is none other name under heaven given among men, whereby we must be saved.
John 3:5 - Jesus answered, Verily, verily, I say unto thee, Except a man be born of water and [of] the Spirit, he cannot enter into the kingdom of God.
now scriptures make it clear after we get saved we have to develop. But you are saved once you follow acts 2:38.... as most people agree even if they view that verse differently. Most believe there is something called a status as a christian...which you achieve when you are saved. Sure you develop and increase... but you are saved.
And remember saved means being free from sin as you see in romans 6:18. That's all it is, it doesn't mean you're perfect or anything. YOu must add stuff to your faith and be anointed by God as well.
Now sanctification is being set aside from God, that's a step further.
An annoying is being called by called and receiving power to do something, that's further also.
But salvation is simply being free from sin.
2 Peter 1:5-11King James Version (KJV)
5 And beside this, giving all diligence, add to your faith virtue; and to virtue knowledge;
6 And to knowledge temperance; and to temperance patience; and to patience godliness;
7 And to godliness brotherly kindness; and to brotherly kindness charity.
8 For if these things be in you, and abound, they make you that ye shall neither be barren nor unfruitful in the knowledge of our Lord Jesus Christ.
9 But he that lacketh these things is blind, and cannot see afar off, and hath forgotten that he was purged from his old sins.
10 Wherefore the rather, brethren, give diligence to make your calling and election sure: for if ye do these things, ye shall never fall:
11 For so an entrance shall be ministered unto you abundantly into the everlasting kingdom of our Lord and Saviour Jesus Christ.