- Jun 26, 2015
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Not only that I saw people loose their jobs, even though their health had not interfered with their job performance. The Corp. said that they were investigating the possibly of going to a 'self-insured employer' plan. They hired an Underwriter to investigated that possibility. This gave the Underwriter and the employer access to all the medical records of each employee. After people had been let go, without disclosing any reasonable cause, such as job performance, the company did not go to their own plan and stay on what they already had, but the people who used the plan were eliminated.+1
If health care operates like a business, we shouldn't be surprised when it looks for ways to maximize profits -- even at the expense of peoples' lives and well-being.
https://patientprivacyrights.org/basic-health-privacy-faqs/#InsurerEmployer
Q: Can my insurer or employer get my health records without my permission?
A: Yes.
The Amended HIPAA Privacy Rule gives health plans and self-insured employers broad authority (“regulatory permission”) to get information without consent that is far more extensive than is needed for billing or any other reason related to a specific individual’s health care. Other uses for which health plans and employers are authorized to obtain use and disclose an individual’s health information without consent include:
- Due diligence in connection with the sale or transfer of assets;
- Certain types of marketing;
- Business planning and development;
- Business management and general administrative activities; and
- Underwriting, premium rating and other activities relating to the creation, renewal or replacement of a contract of health insurance. Section 164.501
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