Hard to repent when you are dead. You cannot ask for forgiveness at that point, so i do not see how that would work. ...
All saved Christians died a SINNER and not a single one died perfectly sinless. So your reasoning is not only anti-biblical, it's flawed. Every single saved Christian who has died, died with sins in their life and never perfectly repented of all their sins. Are you saying they were all lost?
And what are your thoughts about Samson? He was like a "terrorist suicide bomber", and fulfilled God's plan. Samson knew he would die, that was a type of suicide. Would you dare accuse Samson of being lost?
But as I have said earlier, I do not recommend suicide and I do not support it, but God knows everyone's hearts and hurts, and God understands the hearts of many who can no longer take this life and only desire to go home to be with Father God.
And let me explain something to you, you are not saved by continuously asking God to forgive you, for then you would be saved by WORKS not grace.
Hebrews 9:22 In fact, the law requires that nearly everything be cleansed with blood, and without the shedding of blood there is no forgiveness.
So that means it's not possible to be forgiven and saved with anything outside trust in the blood of Jesus at Calvary that was shed for our sins. Nothing we do can forgive us our sins and save us, only Jesus' shed blood.
Paul wrote about two-thirds of the New Testament. Now, if confession of sin in order to be forgiven and to be right with God is so important to the believer, then Paul has done us a great injustice by not mentioning it in his letters to us, the church.
But you will never find Paul teaching that to the Church. Confession of sin to be made righteousness appears only once in 1 John 1:9, and it is addressed to non-believers.
The clue is in the verse before 9, and the preceding verse itself gives the answer.
1 John 1:8 If we say that we have no sin, we deceive ourselves, and the truth is not in us.
Will a Christian say that he has "no sin"? NO!! Only an unbeliever may say that!
In the first place, a person became a Christian by acknowledging before God that he was a sinner in need of the Saviour. Furthermore, most Christians today are so sin-conscious, rather than righteous-conscious. In fact, some Christians still call themselves, as well as fellow Christians, sinners!
Obviously, the verse is not for Christians, but for non-believers who say that they have no sin. John tells such people that they are deceiving themselves. But he also assures them that if they acknowledge that they are sinners, then there is a way out for them -- if they confess their sinfulness to God, God is faithful and just to Christ and His finished work, and will forgive them and wash away all their sins, and make them righteous forever by the blood of His Son.
Another clue as to why this verse is not for the Christian is the phrase, "the truth is not in us". Christians have the Spirit of truth, which is the Holy Spirit, in them. Non-believers don't.
John 14:17 Even the Spirit of truth; whom the world cannot receive, because it seeth him not, neither knoweth him: but ye know him; for he dwelleth with you, and shall be in you [after Pentecost].
However, having said all that, it's healthy for the Christian to ask for forgiveness and that's why the Lord's Prayer includes it. But it's not for salvation, it's because you are already saved.
An example, if you sin towards your wife or husband, you say sorry, please forgive me. Do you say it to BE married (Saved), or do you say it because you are already married (Saved) and because you love them?
So as long as a person who died trusted in the blood of the Lamb to wash away ALL THEIR SIN, they will be in heaven, no matter if they died a sinner with sin in their lives. That's GRACE!
God bless.