So the only reason you don't rape, murder, and steal is because you think God would punish you if you did? THAT is morality to you?
No that is not correct.
NIV: Genesis 1:27 - So God created man in his own image, in the image of God he created him; male and female he created them.
God created us not in his physical image but in more a spiritual image. Instilling a moral and just code into our being. We also have free will, which means we are free to ignore those qualities and some ignore more of those qualities than others. With the introduction of sin in the world we tend to ignore what is right for self gratification. (to a degree depending on the individual)
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