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Would pursuing a career in insurance adjusting align with Christian values?

odisho21

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Hello, hope you are doing well.

Iv been struggling on deciding a career for a while now, I'm 27 now and am deciding to study insurance to become an adjuster.

Thing is, I worry that when the years go by, I won't feel like my career is "moving me towards christ" for a lack of a better term. Do you think the insurance industry wouod align with christian morals? Do you think I shouldn't pursue in a career in insurance and specificly as an adjuster, due to the insurance industry not being the best field morals wise?

Let me know if I should have posted this in another area, I'm new lol :)

Thank you for your time, and God bless you all.
 

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Hello, hope you are doing well.

Iv been struggling on deciding a career for a while now, I'm 27 now and am deciding to study insurance to become an adjuster.

Thing is, I worry that when the years go by, I won't feel like my career is "moving me towards christ" for a lack of a better term. Do you think the insurance industry wouod align with christian morals? Do you think I shouldn't pursue in a career in insurance and specificly as an adjuster, due to the insurance industry not being the best field morals wise?

Let me know if I should have posted this in another area, I'm new lol :)

Thank you for your time, and God bless you all.
As long as you are 'adjusting' honestly, you have nothing to worry about.
Interacting with folks in need, may be a good way to spread what makes you feel good when under stress.
Faith in God !
 
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Aldebaran

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Hello, hope you are doing well.

Iv been struggling on deciding a career for a while now, I'm 27 now and am deciding to study insurance to become an adjuster.

Thing is, I worry that when the years go by, I won't feel like my career is "moving me towards christ" for a lack of a better term. Do you think the insurance industry wouod align with christian morals? Do you think I shouldn't pursue in a career in insurance and specificly as an adjuster, due to the insurance industry not being the best field morals wise?

Let me know if I should have posted this in another area, I'm new lol :)

Thank you for your time, and God bless you all.
Seems like an honorable profession. I used to work in a call center for insurance companies where I priced items on a claim to help determine the amount of the settlement the insured would get. There were no moral conflicts there that I could see.
 
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odisho21

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As long as you are 'adjusting' honestly, you have nothing to worry about.
Interacting with folks in need, may be a good way to spread what makes you feel good when under stress.
Faith in God !
Hey, thanks you so much for your response.

I decided on being an adjuster because our homes basment recently got flooded, and I remember feeling lost on what to do. I feel like if I'm in the adjuster position, I would do as much as I can to help people in simular situations.

Thanks for your response.
 
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timewerx

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I don't think there is a career field that is totally innocent or blameless, unstained with innocent blood.

That said, we generate income from any career field we choose. So I guess it's down to our choices within our careers and what we do with our income.

Stating obvious examples, you can be a lawyer for crooks to absolve them of their crimes or defend the innocent or you can be a surgeon to get rich or be a surgeon for non-profit, humanitarian organizations, working in difficult circumstances in poor countries.

I'm pretty sure there are noble ways to be in insurance to serve and benefit others.
 
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The Liturgist

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Hello, hope you are doing well.

Iv been struggling on deciding a career for a while now, I'm 27 now and am deciding to study insurance to become an adjuster.

Thing is, I worry that when the years go by, I won't feel like my career is "moving me towards christ" for a lack of a better term. Do you think the insurance industry wouod align with christian morals? Do you think I shouldn't pursue in a career in insurance and specificly as an adjuster, due to the insurance industry not being the best field morals wise?

Let me know if I should have posted this in another area, I'm new lol :)

Thank you for your time, and God bless you all.

I think insurance aligns with Christian morality if pursued in an ethical way, by not charging excessive premiums or refusing to provide required payouts. Thus it is up to the individual insurance company and the honesty and integrity of its actuaries, adjusters, agents and management. There is also the fact that modern insurance companies rely heavily on reinsurance and other means of distributing risk, which I don’t object to, but since the modern customer-facing insurance company is even less exposed to risk, it is even more important that they charge fair rates and provide promised payouts promptly.

One thing you might consider, if you are worried about the ethical aspect, would be to work for a mutual insurance company or one owned by a not for profit, for example, those owned by the member clubs of the AAA. This does not guarantee ethical behavior but it seems like someone who really wanted to make a killing at the expense of customers would go to work for a for profit firm (although there are plenty of examples of malfeasance by non-profit entities and their directors, for example, Goodwill).

However, I regard insurance as honorable and important and fully Christian, since it allows people who are not of great means to reduce their exposure to disastrous risks which in prior centuries could have Dickensinian outcomes. Indeed, the tragic story of Shakespeare’s The Merchants of Venice was, even at the time, unlikely, since at the time Venetian merchants could purchase insurance before setting out on a potentially dangerous voyage.
 
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The Liturgist

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I don't think there is a career field that is totally innocent or blameless, unstained with innocent blood.

I would disagree on this - a career field can be innocent or bloodless and often is, since many occupations do not provide opportunities for illegal or abusive activity or for intentional killing people. For example, airline dispatchers,, not to be confused with air traffic controllers (another honorable profession) who plan and monitor the flights for airlines based in North America and a few other continents (surprisingly, many European airlines historically did not have dispatchers and instead burdened pilots with much of their work), responding to problems that might arise en route, for example, making arrangement if the pilots have to divert from their destination for any reason (such as mechanical problems, or weather, or problems at the destination airport ranging from congestion to a violent incident of terrorism requiring the airport close for investigation and repair). On September 11th, 2001, dispatchers helped the FAA close the national airspace quickly and efficiently, and indeed to a large extent pre-empted that closure, since before the airspace was closed, dispatchers for American, United, TWA (at the time recently acquired by American and in the process of being merged into AA) and a few other airlines had already ordered their aircraft to return to their hubs or departure cities immediately.

Conversely, the early church, based on Scriptural guidance, identified some professions which at the time were regarded as inherently dishonorable, and participants in these professions were required to make a career change before being received into the church.

These professions included actors, gladiators and trainers of gladiators, \ school teachers and prostitutes. Since that time, the theatre has become less lewd and more respectable (mainly within the past 500 years in the West) and as a result the field of acting is no longer regarded by the hierarchs of the same churches that adhered to these canons as being problematic, and those churches themselves would train school teachers, initially largely from the monastic communities in the West, less so in the East, to replace the Pagan school teachers (the specific issue was with Roman Rhaetors and Grammatici and their Greek equivalent, which provided an education rooted in Pagan religion and philosophy, which itself even in the case of Socrates, Plato and Aristotle involved some element of Hellenic religion, and in other cases, for example, Pythagoras, he was the center of an ancient cult which was distinct from mainstream Paganism and which some theorize was also the religion of the Druids (and which some people believe survives in the secretive Druze religion practiced in Lebanon and Israel (I say israeli and not Palestine, because there are many Druze who are Israeli citizens and who serve in senior roles in the Israeli military, likely due to a resentment of the persecution of their people by Muslims, which was negated somewhat by their following a strategy much like that which kept the Maronite Catholics safe for many centuries, that being of establishing forts in the mountainous areas of Lebanon, which put them in a better defensive position than the Christiand and Yazidis of the Nineveh Plains in Iraq, for example).
 
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timewerx

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I would disagree on this - a career field can be innocent or bloodless and often is, since many occupations do not provide opportunities for illegal or abusive activity or for intentional killing people. For example, airline dispatchers,, not to be confused with air traffic controllers (another honorable profession) who plan and monitor the flights for airlines based in North America and a few other continents (surprisingly, many European airlines historically did not have dispatchers and instead burdened pilots with much of their work), responding to problems that might arise en route, for example, making arrangement if the pilots have to divert from their destination for any reason (such as mechanical problems, or weather, or problems at the destination airport ranging from congestion to a violent incident of terrorism requiring the airport close for investigation and repair). On September 11th, 2001, dispatchers helped the FAA close the national airspace quickly and efficiently, and indeed to a large extent pre-empted that closure, since before the airspace was closed, dispatchers for American, United, TWA (at the time recently acquired by American and in the process of being merged into AA) and a few other airlines had already ordered their aircraft to return to their hubs or departure cities immediately.

I used to work in the airline industry. The industry has significant contribution to air pollution. Air pollution, affects the health of many but the worst affected are the poor, especially in poor countries.

There is no job that is completely innocent. Even charitable / humanitarian institutions have to move things and take advantage of other industries like the airline industry for example.

This is the "mud" that the "bride" must eventually get rid of.

I'm not telling anyone to quit their jobs. I still work. But to remind everyone we should not allow these things to distract us from things that are actually relevant. Let's not be proud of the things that causes harm.
 
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The Liturgist

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The industry has significant contribution to air pollution.

Not significantly, no. While it is true that aircraft emit air pollution, if all those people drove instead in their own cars, that would be much worse.

All industries do generate air pollution, all of them, without exception, but the main problems with pollution are the result of increased use of coal power in PRC-controlled and other countries such as India which are either recently developed and run by regimes disinterested in pollution control except as a means to hamstring rival economies, such as the illegitimate North Korean kleptocracy, the communist regime of the CCP that rules the territory that should be part of the Republic of China and also is in violation of treaty concerning Hong Kong, and a few other odious states such as Azerbaijan, Turkey and Saudi Arabia, and on the other hand developing countries that have had population explosions yet lack the resources and organization to be able to obtain access to more efficient means of electrical power generation.
 
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timewerx

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Not significantly, no. While it is true that aircraft emit air pollution, if all those people drove instead in their own cars, that would be much worse.

All industries do generate air pollution, all of them, without exception,

Like I said, no career field is totally innocent. You do need to drive to work and even if you commute by electric train, or electric car, same thing. Generation of electricity, manufacturing of cars still creates pollution.

Even if you simply work from home, the computer you use takes up electricity and its manufacture contributes to pollution.

And whenever you spend money, it creates demand. High demand can increase price of basic necessities and this harms the poor the most.

It's probable nobody is totally innocent either maybe except for the poorest

Despite that, it's okay to have a job, it's okay to have a career or own/run a business. Just don't take pride in your career or other means of income for that is likely to be idolatry.
 
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odisho21

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I would disagree on this - a career field can be innocent or bloodless and often is, since many occupations do not provide opportunities for illegal or abusive activity or for intentional killing people. For example, airline dispatchers,, not to be confused with air traffic controllers (another honorable profession) who plan and monitor the flights for airlines based in North America and a few other continents (surprisingly, many European airlines historically did not have dispatchers and instead burdened pilots with much of their work), responding to problems that might arise en route, for example, making arrangement if the pilots have to divert from their destination for any reason (such as mechanical problems, or weather, or problems at the destination airport ranging from congestion to a violent incident of terrorism requiring the airport close for investigation and repair). On September 11th, 2001, dispatchers helped the FAA close the national airspace quickly and efficiently, and indeed to a large extent pre-empted that closure, since before the airspace was closed, dispatchers for American, United, TWA (at the time recently acquired by American and in the process of being merged into AA) and a few other airlines had already ordered their aircraft to return to their hubs or departure cities immediately.

Conversely, the early church, based on Scriptural guidance, identified some professions which at the time were regarded as inherently dishonorable, and participants in these professions were required to make a career change before being received into the church.

These professions included actors, gladiators and trainers of gladiators, \ school teachers and prostitutes. Since that time, the theatre has become less lewd and more respectable (mainly within the past 500 years in the West) and as a result the field of acting is no longer regarded by the hierarchs of the same churches that adhered to these canons as being problematic, and those churches themselves would train school teachers, initially largely from the monastic communities in the West, less so in the East, to replace the Pagan school teachers (the specific issue was with Roman Rhaetors and Grammatici and their Greek equivalent, which provided an education rooted in Pagan religion and philosophy, which itself even in the case of Socrates, Plato and Aristotle involved some element of Hellenic religion, and in other cases, for example, Pythagoras, he was the center of an ancient cult which was distinct from mainstream Paganism and which some theorize was also the religion of the Druids (and which some people believe survives in the secretive Druze religion practiced in Lebanon and Israel (I say israeli and not Palestine, because there are many Druze who are Israeli citizens and who serve in senior roles in the Israeli military, likely due to a resentment of the persecution of their people by Muslims, which was negated somewhat by their following a strategy much like that which kept the Maronite Catholics safe for many centuries, that being of establishing forts in the mountainous areas of Lebanon, which put them in a better defensive position than the Christiand and Yazidis of the Nineveh Plains in Iraq, for example).
Hey, wow thank you for acknowledging Christians in Iraq!. I'm Assyrian, we are Christians from Iraq/syria region. Most people don't know about us, but the persecution has been really bad for Assyrians. It's always been bad, but since isis its been horrible.

Also thanks for your response to the post. I'm going to take your advice and look for non-profit/honorable companies. Also I'm going to learn what Dickensinian is and what Shakespeares the Merchants of vencie is lol.

Your cool, thanks for your advice, I really apreciate it. I feel better about choosing insurance as a career field now.





 
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The Liturgist

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Hey, wow thank you for acknowledging Christians in Iraq!. I'm Assyrian, we are Christians from Iraq/syria region. Most people don't know about us, but the persecution has been really bad for Assyrians. It's always been bad, but since isis its been horrible.

Also thanks for your response to the post. I'm going to take your advice and look for non-profit/honorable companies. Also I'm going to learn what Dickensinian is and what Shakespeares the Merchants of vencie is lol.

Your cool, thanks for your advice, I really apreciate it. I feel better about choosing insurance as a career field now.

Shlomo! I have lots of friends in both the Syriac Orthodox Church and the Assyrian Church of the East - I once attended a liturgy of the latter with Catholicos Mar Dinkha IV, memory eternal, and embarassingly fell down the stairs, and have met both Patriarch Ignatius Aphrem II Karim and Mar Awa Royel. I have not met the successor of Mar Addai II of the Ancient Church of the East, but I do know some of their clergy.

I also learned to speak a bit of liturgical classical Syriac, albeit at a Syriac Orthodox Church, so I use the West Syriac accent, as you doubtless noticed.

Our only Coptic Orthodox member recently became inactive, so if you are Syriac Orthodox, you might consider helping to revive the Voice in the Desert subforum, which is for Assyrians, Copts, Ethiopians, Eritreans, Mar Thoma Christians of India, as well as other members of their churches including converts like myself.


Aloho nbarekh!
 
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The Liturgist

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By the way @odisho21 I am to my knowledge the only member of the forum with substantial connections to the Assyrian community, so I feel our meeting on this thread is providential, given this was the first time I ever looked at this forum or posted in it.
 
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RDKirk

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I used to work in the airline industry. The industry has significant contribution to air pollution. Air pollution, affects the health of many but the worst affected are the poor, especially in poor countries.
That's been demonstrated the case with agriculture, with the effects having been discovered to have become worldwide millennia ago.
 
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RDKirk

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I think insurance aligns with Christian morality if pursued in an ethical way, by not charging excessive premiums or refusing to provide required payouts. Thus it is up to the individual insurance company and the honesty and integrity of its actuaries, adjusters, agents and management. There is also the fact that modern insurance companies rely heavily on reinsurance and other means of distributing risk, which I don’t object to, but since the modern customer-facing insurance company is even less exposed to risk, it is even more important that they charge fair rates and provide promised payouts promptly.

One thing you might consider, if you are worried about the ethical aspect, would be to work for a mutual insurance company or one owned by a not for profit, for example, those owned by the member clubs of the AAA. This does not guarantee ethical behavior but it seems like someone who really wanted to make a killing at the expense of customers would go to work for a for profit firm (although there are plenty of examples of malfeasance by non-profit entities and their directors, for example, Goodwill).

However, I regard insurance as honorable and important and fully Christian, since it allows people who are not of great means to reduce their exposure to disastrous risks which in prior centuries could have Dickensinian outcomes. Indeed, the tragic story of Shakespeare’s The Merchants of Venice was, even at the time, unlikely, since at the time Venetian merchants could purchase insurance before setting out on a potentially dangerous voyage.


But the bottom line in working for an insurance company: The company (and your efforts as an adjuster) should be to honor your contract and make just payouts as required by the contract. Make your "yes" be your yes and your "no" be your no.

Yes, working for a mutual company helps (includes State Farm and USAA).
 
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timewerx

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That's been demonstrated the case with agriculture, with the effects having been discovered to have become worldwide millennia ago.
It looks like anything that bears the mark of civilization or the need to make profit does harm in one way or another.

A most fitting verse:

1 John 2:15-16
Do not love the world or anything in the world. If anyone loves the world, the love of the Father is not in him. For everything in the world—the lust of the flesh, the lust of the eyes, and the pride of life—comes not from the Father but from the world.

For clarification, it does not mean we should quit our jobs or close our businesses. But more is not better and we shouldn't take pride in our accomplishments in this world even if we're winning people to Christ through our jobs or businesses.
 
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