God may and likely will lead you to give when you're in debt and unemployed - but it will be for your benefit; not His, and it won't be a set amount such as 10% so that you never need to check with Him before you give - He is far more interested in your fellowship than in your money. the streets of heaven are paved with gold - God doesn't need money; to Him it's the equivalent of gravel - He paves His streets with gold

.
if you have more debt than money to pay the debt, then you have nothing to give - all the money you have belongs to your creditors; if all your debts were called due today, you wouldn't have anything left to give. so the first step in giving is to stop borrowing and pay what you owe so that you will have something to give -
BUT - since you're unemployed right now, you obviously can't pay your debts either - so what you need to do is hear from God - and you won't hear from Him if you're asking 'where is God?' - He has already promised that He will never leave nor forsake you in His word (Heb 13:5) - so to ask this question you must first refuse to hear what He has
already said to you in His word -
but don't be condemned or discouraged - Jesus paid for that too - just receive your already available forgiveness and start listening to what He's already said to you in His word - always agree with Him, because when you don't agree with Him, you have stopped listening to Him - even though He's still speaking to you...
2Co 9:5-11 KJV
(5) Therefore I thought it necessary to exhort the brethren, that they would go before unto you, and make up beforehand your
bounty, whereof ye had notice before, that the same might be ready, as a matter of bounty, and not as of covetousness.
(6) But this I say, He which soweth sparingly shall reap also sparingly; and he which soweth bountifully shall reap also bountifully.
(7)
Every man according as he purposeth in his heart, so let him give; not grudgingly, or of necessity: for God loveth a cheerful giver.
(8) And God is able to make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work:
(9) (As it is written, He hath dispersed abroad; he hath given to the poor: his righteousness remaineth for ever.
(10)
Now he that ministereth seed to the sower both minister bread for your food, and multiply your seed sown, and increase the fruits of your righteousness; )
(11) Being enriched in every thing to all bountifulness, which causeth through us thanksgiving to God.
notice that the NT covenant says to give of your bounty - what you have left after you pay your debts - so if you are unemployed and have debt that you can't pay off, then God doesn't expect 10% of what you have borrowed and no longer have...
notice that in verse 7 that under the NT covenant,, we are to give as we 'purpose in our heart' - not a set amount. if you study this out, it is saying that we are to give as God leads us to give...so wait until you hear from Him before you give
notice also in verse 7 that we are NOT to give of necessity - if you give so that God will 'rebuke the devourer', or give so that He will give to you, you ARE giving of necessity (which is contrary to this instruction). as a matter of fact, as a reborn believer you are a 'joint heir with Christ' (Romans 8:17) so God has
already given you all He has - and according to 2Peter 1:1-4, God has
already given you all you need - but you have to
receive this by faith according to His leading...
if i deposited $1milllion in a bank account with your name on it, and wrote you a letter telling you how to draw it out, and gave you my phone number so you could call me for clarification, at that point i would have already given you $1million even though you had not yet read the letter and drawn out the money from the bank; and if you never read my letter, you could die an ignorant pauper with $1million in the bank that you didn't know you had...
and look at the good news in verse 10 - HE PROVIDES TO YOU WHAT YOU ARE TO GIVE - but you must listen to and follow His instructions to
receive it
having been unemployed for two years myself at one point, i know that you can't look for a job 8 hours a day; so you have some time to 'hear' what God has already said to you in His word; this should help:
Christian Survival Kit - Audio Teaching - Andrew Wommack Ministries (a verse-by-verse teaching from John, chapters 14, 15, and 16. These are Jesus' instructions to His disciples the night before His crucifixion. )
the teachings are free - no cost means no excuse, and you do have the time right now

- remember that He has faith in YOU; that's why He chose you - always agree with Him!!!