What is the point in private healthcare?

[ArmenianJohn]

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Everyone who knows the basics of US healthcare is aware of this.

OK, so it's not that they are forced, they have the option to pay a penalty. So it's a business decision they can make. And many employers/businesses don't have to offer anything at all. And none of them have to offer anything to part-timers under 30 hrs./week or contractors or temps.

The ACA is mostly toothless as small businesses don't have to offer anything and big companies like to hire contractors, temps, and part-timers so that they can get around this requirement. Many who do offer health insurance offer really bad insurance that barely covers anything, like "catastrophic" plans where the out of pocket is prohibitive for people to actually use their insurance.

The private health insurance industry is a massive scam and it's time for the US to do the irght thing and offer single-payer healthcare (Medicare for all) like every other first-world nation.

 

[grasping the after wind]

YES it's been talked about many times, people don't just have 1k dollars to throw away on a hospital bill every time.

More than half of Americans have avoided medical care due to cost

YES it's been talked about many times, people don't just have 1k dollars to throw away on a hospital bill every time.

[URL='https://www.healthcarefinancenews.com/news/more-half-americans-have-avoided-medical-care-due-cost']More than half of Americans have avoided medical care due to cost

And I'm not saying people don't make money again where did I say that. The point is that in Canada your not going to get rejected for medicine and medical procedures due to money costs. Some more side stuff yes, but if it's medicine or procedure you need you will get it. it costs me nothing to go to the emergency room, and my medicine is free. How much would it have cost me in the states to do all that?

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And I'm not saying people don't make money again where did I say that. The point is that in Canada your not going to get rejected for medicine and medical procedures due to money costs. Some more side stuff yes, but if it's medicine or procedure you need you will get it. it costs me nothing to go to the emergency room, and my medicine is free. How much would it have cost me in the states to do all that?

You cannot be rejected for medical care in the US PERIOD. That is the law. If one cannot pay they will still be treated. there are not a large m number of people ignoring chest pains because they are afraid it will cost them too much to have them checked out. I can only assume that someone with believes that there are such a group has never used the US health care system and is laboring under a delusion created by a sort of ideological blindness. The article you provided is quite good but does not seem to reinforce your assertion at all. It's main point is that people would like to be able to shop around for their health care and compare prices which of course is not possible with single payer health care any more than the government mandated health insurance plans in the US. It seem that those responding to that particular survey would prefer something more similar to to free market in health care than to government run, ultra bureaucratic, red tape filled health care,. They overwhelmingly seemed to prefer a system where competition was driving price and competitors were not averse to allowing customers to know the price in advance but were happy to provide a price list. Many health care providers, especially those with less competence and less devotion to their patients, would prefer the government restrict people from choosing which provider they are allowed to use and pay each provider the same regardless of the outcomes they produce. Inevitably, in the US, that would be the way a single payer government health care system would work. I cannot say that is, or would be, the case elsewhere but I am fairly certain, seeing how the US government now functions in all areas in which they are in control, I see no reason to expect otherwise if the US government completely controls health care. Do we really want the people that took 20 years to decide we ought to leave Afghanistan and then decided to remove themselves in the disastrous way they did, to be in complete control of our health care? No thanks.