- Dec 10, 2002
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jeez. I just got smacked down!
Money has been REALLY tight since Christmas and I'm down to less than $1 in cash and about $45 on 2 credit cards. My mortgage, car payment and car insurance until this paycheck, but that was GONNA be ok because today is payday.
Well. Last week I filed the forms to have additional taxes withheld from my paycheck, since I'd done my 2003 taxes and found I owed addl. money to the IRS. So I'd filled out these forms asking them to take out a little more from my paycheck.
Payroll submitted it wrong... instead of keeping me "Single plus 3 deductions" they changed me to "single, no deductions" (the HIGHEST tax rate) and THEN added the addl. tax amount I wanted withdrawn to that. Result is I'm $800 poorer this paycheck.
I have enough to pay my mortgage, but it'll overdraw me by a few dollars. I have NOTHING left for the car pmt or insurance, which are both due next week. I also have less than $50 to live on (including gas and toll money) for two weeks.
Uh...
I just applied for a credit card today, who knows if or when it'll be approved. But w/my bank acct overdrawn and my other cards maxed out, I'm not sure that'll impress too much! LOL
Please pray for me... can't think of anything to do other than just pray.
I *could* go take $50 or so out of my bank account before my mortgage pmt clears. The bank would clear my mortgage anyway and I'd have a little more to make it on. Would that be just WRONG?? I mean, the bank's gonna hit for a $30 overdraft whether I do that or not.
Money has been REALLY tight since Christmas and I'm down to less than $1 in cash and about $45 on 2 credit cards. My mortgage, car payment and car insurance until this paycheck, but that was GONNA be ok because today is payday.
Well. Last week I filed the forms to have additional taxes withheld from my paycheck, since I'd done my 2003 taxes and found I owed addl. money to the IRS. So I'd filled out these forms asking them to take out a little more from my paycheck.
Payroll submitted it wrong... instead of keeping me "Single plus 3 deductions" they changed me to "single, no deductions" (the HIGHEST tax rate) and THEN added the addl. tax amount I wanted withdrawn to that. Result is I'm $800 poorer this paycheck.
I have enough to pay my mortgage, but it'll overdraw me by a few dollars. I have NOTHING left for the car pmt or insurance, which are both due next week. I also have less than $50 to live on (including gas and toll money) for two weeks.
Uh...
I just applied for a credit card today, who knows if or when it'll be approved. But w/my bank acct overdrawn and my other cards maxed out, I'm not sure that'll impress too much! LOLPlease pray for me... can't think of anything to do other than just pray.
I *could* go take $50 or so out of my bank account before my mortgage pmt clears. The bank would clear my mortgage anyway and I'd have a little more to make it on. Would that be just WRONG?? I mean, the bank's gonna hit for a $30 overdraft whether I do that or not.
